Andres Ros Email & Phone Number

Tampa, Fl, Us

Tampa, Florida, United States

- Analyzing comparative data and preparing regional and global reports related to compliance risk assessments, and monitoring of compliance related issues.- Reviewing materials to ensure compliance with various regulatory and legal requirements. Identifying and addressing potential risks.- Investigating and assisting in responses to compliance risk issues. Investigating regulatory inquiries, preparing required documentation, making recommendations to senior management on how to proceed, and preparing responses for the regulatory inquiries.- Monitoring adherence to Citi’s Compliance Risk Policies and relevant procedures.- Preparing, editing and maintaining Compliance program related materials.- Keeping abreast of regulatory changes, new regulations and internal policy changes in order to further identify new key risk areas.- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Ability to make decisions and independent judgment calls autonomously. • Gather thorough/accurate evidence on multiple case assignments including: financial profiles, tracing financial transactions, and background information on suspects using various systems and tools. • Responsible for analyzing individual cases for closure or referral to other units• Document key data and issues related to the investigation including potential loss, status of investigations, interviews, etc.; responsible for analyzing data; making and documenting critical regulatory reporting decisions; completes accurate and timely regulatory reports.• Proficient in Investigations for multiple products, multiple fraud scenarios, and / or across multiple lines of business.• Make SAR decision and prepare suspicious activity reports (SARs) as required.• Identify and escalate any detected control deficiencies• Advanced understanding and knowledge of the regulatory guidance and requirements for investigations and SAR completion. • Involve in forensic investigative analysis.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Perform public and internal research to complete due diligence on client KYC profiles. • Ensure KYC documentation added to the KYC source systems is accurate and complete• Drive key relationships with the business and clients, including acting as Single Point of Contact for KYC.• Liaise with Sales, Bankers, Relationship Managers and client directly to acquire missing client KYC documentation• Act as a KYC and AML subject matter expert • Discuss and escalate with Compliance complex issues surrounding client types and structures, financial products and services, and other AML risk-related issues• Partner with WCOB stakeholders to identify and drive process improvements, procedural improvements and efficiencies; Involved in WCOB, LOB or business driven projects • Higher throughput, timeliness and accuracy rates than staff at non Associate level.

Tampa

•Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act (BSA) standards; Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCAs).•Completes extensive due diligence investigations using public and private databases in accordance with Anti-Money Laundering (AML), BSA and other regulatory standards to assist business units and prevent operational and reputational risks; Risk Screen, FinCEN list, and OFAC Specially Designated Nationals List (SDN) and Blocked Persons list.•Conducts enhanced due diligence research in attempts to find derogatory/background information used to aid client advisory's decisions in initiating, maintaining or closing business relationships•Ensures final reports are comprehensive, compliant and suitable for use in the client on-boarding decision-making processes.•Oversees the training of new employees in various lines of business.•Analyzed, researched, and investigate Negative Media and Global Sanctions lists for potential matches. •Work closely with the AML Program Management Office, Global Financial Crimes Compliance and the enterprise-wide control teams to identify, remediate and track issues, and develop controls to sustain improvements as they are made.•Identify appropriate levels of research, jurisdictions, and name variations•Execute required actions for relationships.•Review alerts at a high volume to determine if a true match to a suspect name is found. •Make risk based determination to clear or escalate alerts through enhanced analysis. •Conduct alert investigation using global standard policies, procedures, and tools aimed at meeting internal and external regulatory requirements.

Tampa

• Conducted periodic and scheduled internal account and customer reviews to identify potentially suspicious activity.• Used departmental and governmental standards and processes when conducting reviews. • Analyzed transactional information to identify risks, trends, and potential suspicious activity in accordance with company and regulatory standards and controls. • Escalated suspicious activity cases to law enforcement in accordance with company policies and practices. • Acted as a SME on AML (Anti-Money Laundering), KYC (Know Your Customer) issues sharing knowledge as needed with others. • Monitoring rules and profiles for Third Party Prepaid Card Program AML as well as the Bank.

Tampa, Florida

• Analyze alerts and investigate suspicious financial transactions; determine suspicious activities and conduct research on such accounts • Conduct searches and gather data from multiple sources such as internal systems, internet, and commercial databases and inquiring with business or compliance contacts within Citi.• Monitor and investigate money laundering activities and securities fraud• Draft and present complete and accurate reports on money laundering activities• Prepare cases for escalations in possibility of potential SAR filings• Provided subject matter expertise on various products on investigation and research process/procedures applications and tools used to support the investigation, documentation of research, analysis and conclusions.• Apply knowledge of any imposed sanctions or laws/regulations to the task at hand.• Performed peer review of investigation to ensure appropriate dispositions have been recommended. • Performed the analysis using designated tools to identify patterns, risks and anomalies and document the analysis process. • Maintained service level agreement at expected levels by keeping constant and professional communication with Operation's Department from LATAM countries.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Analyze alerts and investigate suspicious financial transactions; determine suspicious activities and conduct research on such accounts • Conduct searches and gather data from multiple sources such as internal systems, internet, and commercial databases and inquiring with business or compliance contacts within Citi.• Monitor and investigate money laundering activities and securities fraud• Draft and present complete and accurate reports on money laundering activities• Prepare cases for escalations in possibility of potential SAR filings• Provided subject matter expertise on various products on investigation and research process/procedures applications and tools used to support the investigation, documentation of research, analysis and conclusions.• Apply knowledge of any imposed sanctions or laws/regulations to the task at hand.• Performed peer review of investigation to ensure appropriate dispositions have been recommended. • Performed the analysis using designated tools to identify patterns, risks and anomalies and document the analysis process. • Maintained service level agreement at expected levels by keeping constant and professional communication with Operation's Department from LATAM countries.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Entered customer billing data into the computer system• Processing invoices from various locations for payment• Collecting all invoices and obtaining approval for payment• Skilled in accepting checks, cash, and other forms of payment from customers• Responsible for the filing of billing requisitions as well as the retrieval of archived requisitions• Responsible for accurate archiving and retrieval of billing requisitions.• Managed the daily billing, collection and other day to day operations of the company

Caracas, Venezuela

• Maintained daily cash flow for reporting 10-day outlook to the Home Office including reconciliations, variance analysis, and cash pool borrowings and repayments.• Synchronized daily reporting with rolling 8-week forecast on a weekly basis and monitored variances from prior forecasts, incorporating cash flow estimates from departments throughout the organization.• Served as backup for setting daily cash position and processing transactions to fund controlled disbursements, intercompany payments and domestic and international wires.• Processed, monitored and tracked electronic payments, including wire transfers, debits and credits, & foreign currency transactions (Euros & Dollars).• Ongoing development of Treasury policies and procedures; collaborated on the design and implementation of a paperless process to maintain audit trail of review and approval of Treasury transactions; supported global funding distribution and cash report; confirmed/placed short term investments; streamlined Treasury processes and provided efficiencies to the enterprise.• Database was also used to monitor Treasury transaction volumes for reporting to management.• Utilized analytical skills to compile data, research and analyze financial and accounting information, cost saving opportunities, and streamlining and standardization of business, financial and operating processes.

Caracas, Venezuela

• Maintained the monthly balance sheets of the business transactions• Secured the supporting documents such as order forms and official receipts for travel and purchase reports.• Prepare monthly account reconciliation analysis• Dealt with the internal expenditure, vouchers on a daily basis in the company• Prepared financial statements• Processed the payments in the Accounts receivable system and assigned the account