Andres Ros Email & Phone Number

Tampa, Florida, United States

- Analyzing comparative data and preparing regional and global reports related to compliance risk assessments, and monitoring of compliance related issues.- Reviewing materials to ensure compliance with various regulatory and legal requirements. Identifying and addressing potential risks.- Investigating and assisting in responses to compliance risk issues..

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Ability to make decisions and independent judgment calls autonomously.
• Gather thorough/accurate evidence on multiple case assignments including: financial profiles, tracing financial transactions, and background information on suspects using various systems and tools.
• Responsible for analyzing individual cases for closure or referral to other units
• Document key data and issues related to the investigation including potential loss, status of investigations, interviews, etc.; responsible for analyzing data; making and documenting critical regulatory reporting.
• Proficient in Investigations for multiple products, multiple fraud scenarios, and / or across multiple lines of business.
• Make SAR decision and prepare suspicious activity reports (SARs) as required.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Perform public and internal research to complete due diligence on client KYC profiles.
• Ensure KYC documentation added to the KYC source systems is accurate and complete
• Drive key relationships with the business and clients, including acting as Single Point of Contact for KYC.
• Liaise with Sales, Bankers, Relationship Managers and client directly to acquire missing client KYC documentation
• Act as a KYC and AML subject matter expert
• Discuss and escalate with Compliance complex issues surrounding client types and structures, financial products and services, and other AML risk-related issues

Tampa

• Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act (BSA) standards.
• Completes extensive due diligence investigations using public and private databases in accordance with Anti-Money Laundering (AML), BSA and other regulatory standards to assist business units and prevent operational.
• Conducts enhanced due diligence research in attempts to find derogatory/background information used to aid client advisory's decisions in initiating, maintaining or closing business relationships
• Ensures final reports are comprehensive, compliant and suitable for use in the client on-boarding decision-making processes.
• Oversees the training of new employees in various lines of business.
• Analyzed, researched, and investigate Negative Media and Global Sanctions lists for potential matches.

Tampa

• Conducted periodic and scheduled internal account and customer reviews to identify potentially suspicious activity.
• Used departmental and governmental standards and processes when conducting reviews.
• Analyzed transactional information to identify risks, trends, and potential suspicious activity in accordance with company and regulatory standards and controls.
• Escalated suspicious activity cases to law enforcement in accordance with company policies and practices.
• Acted as a SME on AML (Anti-Money Laundering), KYC (Know Your Customer) issues sharing knowledge as needed with others.
• Monitoring rules and profiles for Third Party Prepaid Card Program AML as well as the Bank.

Tampa, Florida

• Analyze alerts and investigate suspicious financial transactions; determine suspicious activities and conduct research on such accounts
• Conduct searches and gather data from multiple sources such as internal systems, internet, and commercial databases and inquiring with business or compliance contacts within Citi.
• Monitor and investigate money laundering activities and securities fraud
• Draft and present complete and accurate reports on money laundering activities
• Prepare cases for escalations in possibility of potential SAR filings
• Provided subject matter expertise on various products on investigation and research process/procedures applications and tools used to support the investigation, documentation of research, analysis and conclusions.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Analyze alerts and investigate suspicious financial transactions; determine suspicious activities and conduct research on such accounts
• Conduct searches and gather data from multiple sources such as internal systems, internet, and commercial databases and inquiring with business or compliance contacts within Citi.
• Monitor and investigate money laundering activities and securities fraud
• Draft and present complete and accurate reports on money laundering activities
• Prepare cases for escalations in possibility of potential SAR filings
• Provided subject matter expertise on various products on investigation and research process/procedures applications and tools used to support the investigation, documentation of research, analysis and conclusions.

Tampa/St. Petersburg Y Alrededores, Florida, Estados Unidos

• Entered customer billing data into the computer system
• Processing invoices from various locations for payment
• Collecting all invoices and obtaining approval for payment
• Skilled in accepting checks, cash, and other forms of payment from customers
• Responsible for the filing of billing requisitions as well as the retrieval of archived requisitions
• Responsible for accurate archiving and retrieval of billing requisitions.

Caracas, Venezuela

• Maintained daily cash flow for reporting 10-day outlook to the Home Office including reconciliations, variance analysis, and cash pool borrowings and repayments.
• Synchronized daily reporting with rolling 8-week forecast on a weekly basis and monitored variances from prior forecasts, incorporating cash flow estimates from departments throughout the organization.
• Served as backup for setting daily cash position and processing transactions to fund controlled disbursements, intercompany payments and domestic and international wires.
• Processed, monitored and tracked electronic payments, including wire transfers, debits and credits, & foreign currency transactions (Euros & Dollars).
• Ongoing development of Treasury policies and procedures; collaborated on the design and implementation of a paperless process to maintain audit trail of review and approval of Treasury transactions; supported global.
• Database was also used to monitor Treasury transaction volumes for reporting to management.

Caracas, Venezuela

• Maintained the monthly balance sheets of the business transactions
• Secured the supporting documents such as order forms and official receipts for travel and purchase reports.
• Prepare monthly account reconciliation analysis
• Dealt with the internal expenditure, vouchers on a daily basis in the company
• Prepared financial statements
• Processed the payments in the Accounts receivable system and assigned the account