Andrew P. Muller Email & Phone Number

Iselin, NJ

• Acts as a BSA/AML/Sanctions/Fraud subject matter expert with regulators, internal audit, internal BSA divisions, retail banking, deposit operations or any other external departments.
• Ensures BSA/AML/Sanctions/Fraud related processes are functioning efficiently, while alsoremaining effective and in accordance with regulatory expectations and industry best practices.
• Supports the BSA Governance division by reviewing, advising or editing retail banking, deposit operations or any other external procedures in accordance with BSA/AML/Sanctions/Fraud.
• Performs quality control reviews on a sample and targeted basis across variousbusiness-as-usual processes and special projects working closely with first and second line ofdefense personnel.
• Assists with the management of the BSA/AML/Sanctions/Fraud Department’s regulatoryexam and internal audit activity, including coordination of ongoing exam and audit updates,and tracking the remediation of issues.
• Partners with fellow stakeholders within BSA/AML/Sanctions/Fraud, first line business partners, and third line audit function; and assists in representing the Bank to and coordinating interactions with regulatory.

Iselin, NJ

• Managed the daily operations of a team of BSA Analysts responsible with ensuring thatall reportable transactions were identified, that all Currency Transaction Reports (CTRs) wereprepared accurately, filed with FinCEN.
• Maintained the Bank’s CTR procedures, taking into account any and all new products/servicesoffered by the Bank, changes to relevant banking regulations, new and emerging BSA/AML risks related to CTR, and any changes to.
• Performed ongoing quality control reviews of work performed by BSA Analysts to identify anyissues or exceptions to the Bank’s CTR Procedures and coached BSA Analysts when necessary.
• Identified areas of risk and made recommendations on operational improvements,enhancements to existing currency transaction monitoring/reporting processes, and anyadditional training essential to mitigate risk as it.

Iselin, NJ

• Assists the Bank Secrecy Officer with maintaining the Bank's BSA/AML compliance program and assists in meeting and maintaining all BSA/AML compliance requirements.
• Reviews the daily reports of extraordinary activity in customer accounts and transactions and investigate whether such transactions are to be reported to the US authorities as suspicious in nature.
• Reviews notices of prospective customers and conducts background checks adequate to meet the requirements of any CDD/ "know-your-customer" regulations. Periodically verifying the existence and adequacy of transaction.
• Arranges for the periodic (at least annual) training of staff members regarding BSA compliance issues such as the Bank Secrecy Act Reviews customer account activity to detect unusual and suspicious activity.
• Monitors proper completion and timely filing of the Currency Transaction Reports (CTRs).
• Monitors proper completion and timely filing of the Suspicious Activity Reports (SARs).

Millington, NJ

• Assisted the chief risk officer assuring the bank complies with the regulatory requirementsand applicable policies and procedures governing business practices.
• Partnered in the instillation, data integrity verification, and maintenance of the bank’s new automated Anti-Money Laundering software. (Verafin).
• Monitored, researched and managed AML alerts, obtained CIP/KYC information from branchpersonnel, performed investigations relating to suspicious transactions, conducted annualhigh-risk customer reviews and cleared OFAC.
• Completed and filed FinCEN currency transaction reports and suspicious activity reports.
• Assisted in audits performed by the Compliance Department as guided by the bank’s compliance policy and program.
• Responsible for developing training materials and facilitating the BSA training program for all bank employees.

North Brunswick NJ

• Reviewed, verified and identified customer transactions to detect or prevent financialcrime activities, policy violations and suspicious situations in order to mitigate and recover losses.
• Monitored moderate to complex account activity which required research that involved multiple transaction channels.
• Used a variety of sources for information including online systems and tools or models.
• Performed general account handling functions such as close account determination, holds,restraints, etc.
• Documented research findings and actions on cases for possible referrals for suspicious activity, identity theft operations and suspected financial abuse.
• Contacted customers and vendors to validate transactions.