Handle Property claims and coverage claims for LLoyds throughout the USA.

 Assisted the Vice President of Claims in guiding the claims representatives' handling of bodily injury claims and property claims Assigned claims to the claims representatives and established reserves on files Provided insurance coverage opinions on both property and liability claims to attorneys, adjusters and agents Provided a hurricane claims handling program/ procedures for the company regarding handling of claims Reviewed, investigated and analyzed large-loss property claims, including condominiums throughout Florida that claimed damage following the 2004 and 2005 hurricanes, as well as third-party property and bodily injury claims Determined exposure, established adequate reserves and made timely adjustments  Participated in litigated claims, including attending and testifying at trial as the corporate representative regarding all aspects of the claim Assigned and directed activities of internal and external resources, including independent adjusters, experts, appraisers and attorneys Identified potential fraudulent claims and consulted with SIU for further direction Determined settlement value of the loss and negotiated settlement of claims within authority; provided recommendations for settlement and disposition of claims exceeding authority level Documented all relevant activity in a timely, clear and concise manner and made recommendations for additional activity Communicated with insureds and public adjusters to effect fair and prompt resolution of claims, where possible Pursued subrogation against third parties for monies owed to the company Attended meetings with management to review status of open/active claims and assist in the strategy for progression of claims Provided timely and frequent status reports to reinsurers as required

Senior Claims Representative: 1995 to 1998 Supervised and directed the investigation of high exposure auto liability claims Evaluated coverage issues and handled claims in thirteen (13) southern states ranging from Florida to Virginia. Senior Claims Examiner/Senior Investigator: 1992-1995 Established criteria for Ryder's Special Investigation Unit Supervised and directed the investigation of adjusters, private investigators and attorneys in claims in 13 northern states from Maine to Washington, D.C. Interfaced with other transportation and insurance companies in the investigation of these claims and the prosecution with the individual state departments Attended Grand Jury investigations as company representative Conducted seminars in fraud investigation for company adjusters and senior management.  Performed reviews and analyses to identify trends or other circumstances of fraud Claims Examiner 1987-1992 Supervised and directed the investigation of high exposure auto liability claims. Evaluated coverage issues and handled claims throughout the thirteen northern states ranging from Maine to Washington, DC. Supervised the claims of Ryder's Student Transportation Company as well as others up to $500,000.00.