• Lead the retail and small business deposit pricing team responsible for setting interest rates on $1Trillion+ deposit base• Work across functions to properly manage Net Interest Income and align on deposit pricing strategy (e.g., work with Treasury, Finance, Marketing, Strategy, Product, other major lines of business, etc.)• Manage team responsible for analytical deep dives related to consumer deposits, including flow of funds, deposit growth by customer, rate sensitivity analyses… Show more • Lead the retail and small business deposit pricing team responsible for setting interest rates on $1Trillion+ deposit base• Work across functions to properly manage Net Interest Income and align on deposit pricing strategy (e.g., work with Treasury, Finance, Marketing, Strategy, Product, other major lines of business, etc.)• Manage team responsible for analytical deep dives related to consumer deposits, including flow of funds, deposit growth by customer, rate sensitivity analyses, deposit fees and check usage• Deliver process efficiencies by moving reporting to dashboards, migrating manual processes to technology solutions and driving build out of additional reporting to provide better insight into deposit activity and risks/opportunities• Financial product owner for certificate of deposit (CD) product and Chase Savings and Premier Savings products Show less

• Manage the CCB Digital Product organization’s annual $300 Million budget (1,200+ resources)• Co-management of the CCB Digital Tech organization’s annual $800 Million budget• Drive the Digital technology business cases ($350 Million spend), including partnering with line of business finance teams, creating reporting and leading conversations with senior leadership• Actively involved in problem solving CCB Tech-wide issues as the Firm moves through its Agility… Show more • Manage the CCB Digital Product organization’s annual $300 Million budget (1,200+ resources)• Co-management of the CCB Digital Tech organization’s annual $800 Million budget• Drive the Digital technology business cases ($350 Million spend), including partnering with line of business finance teams, creating reporting and leading conversations with senior leadership• Actively involved in problem solving CCB Tech-wide issues as the Firm moves through its Agility transformation• Proactively work across Product, Tech and Line of Business teams to resolve Digital resourcing issues, self-solve budget risks and engage with vendors to deliver investment roadmap• Oversee all Digital (Product and Tech) allocations and communication to lines of business• Digital Finance contact point for non-CCB roadmap work (e.g., Investment Bank, Asset Mgmt, Commercial, Merchant - $70 Million of spend) Show less

• Owned all aspects of Finance for CCB Controls and CCB Strategy organizations ($250+ Million expense base)• Finance voice at the table with senior level executives including LOB Control Officers and CFOs• Reduced annual expense base by ~$30 Million (13%) over three years by identifying over indexed teams, synergies with like functions and automation opportunities • Drove near-term and long-term budgets, including transparency of expense allocations and methodology to line of… Show more • Owned all aspects of Finance for CCB Controls and CCB Strategy organizations ($250+ Million expense base)• Finance voice at the table with senior level executives including LOB Control Officers and CFOs• Reduced annual expense base by ~$30 Million (13%) over three years by identifying over indexed teams, synergies with like functions and automation opportunities • Drove near-term and long-term budgets, including transparency of expense allocations and methodology to line of business CFOs and P&A teams• Managed expense base on a monthly, quarterly and annual basis to ensure alignment with budget and identify ways to self-solve budget risks or reduce overall cost base• Led expense reduction initiatives, strategic planning, location strategy, quarterly functional scorecards and technology business cases for functions• Established a strong business relationship with Function heads and key partners including HR, Recruiting and Technology• Drove process improvements to enhance financial transparency and expand reporting, while automating processes to gain efficiencies Show less

• Supported quarterly Capital Markets valuation update of the $7 Billion+ Chase Mortgage Servicing Rights asset by providing Home Lending cost to serve for performing and non-performing serviced loans, as well as fee revenue per loan• Identified opportunities to enhance MSR cash flow modeling that would directly impact asset value and new mortgage loan pricing• Validated modeled MSR cash flows on a monthly basis to ensure consistency with near-term mortgage business planning, and… Show more • Supported quarterly Capital Markets valuation update of the $7 Billion+ Chase Mortgage Servicing Rights asset by providing Home Lending cost to serve for performing and non-performing serviced loans, as well as fee revenue per loan• Identified opportunities to enhance MSR cash flow modeling that would directly impact asset value and new mortgage loan pricing• Validated modeled MSR cash flows on a monthly basis to ensure consistency with near-term mortgage business planning, and realignment of budget and MSR model, as drift occurred• Partnered with Capital Markets in valuation of bulk MSR sales and acquisitions, including deals exceeding $40 Billion+ in loan balances, to reduce default and P&L risk for Chase, while growing high quality serviced book• Delivered profitability analysis of servicing investor, product or credit specific portfolios to inform Home Lending Servicing strategy• Led cost allocation team with responsibility for aligning $3 Billion+ of annual cost throughout the Mortgage Bank Show less

• Owned the Home Lending Servicing revenue and balance sheet budget (revenue of $4 Billion+ and assets of $40 Billion+, respectively)• Compiled month-end estimate and actuals, with accompanying variance explanations for CFO and P&A• Managed and communicated forecast changes through weekly tracker process with P&A and monthly forecast reviews with Servicing CFO• Owned all revenue and balance sheet models, including data collection, analysis and modeling methodology• Served as… Show more • Owned the Home Lending Servicing revenue and balance sheet budget (revenue of $4 Billion+ and assets of $40 Billion+, respectively)• Compiled month-end estimate and actuals, with accompanying variance explanations for CFO and P&A• Managed and communicated forecast changes through weekly tracker process with P&A and monthly forecast reviews with Servicing CFO• Owned all revenue and balance sheet models, including data collection, analysis and modeling methodology• Served as subject matter expert for Servicing’s Revenue and Balance Sheet, including Risk Weighted Assets and capital position • Enhanced existing models, and developed new models, to more accurately predict business cash flow • Provided ad-hoc revenue and balance sheet support on strategic projects (e.g., fee structure changes, interest rate curve impacts)• Automated forecasting models and reporting tools to streamline process and remove potential for manual errors Show less

• Analyzed monthly and quarterly financial data and variance reports for 450+ insured credit unions with aggregate assets of $50 Billion+ to proactively identify negative financial trends• Conducted on-site financial exams of credit unions across the United States. Audit procedures included review of accounting, budgeting, asset-liability management, lending practices and loan portfolios and loan loss reserve funding• Conveyed issues and corrective plans verbally and in formal written… Show more • Analyzed monthly and quarterly financial data and variance reports for 450+ insured credit unions with aggregate assets of $50 Billion+ to proactively identify negative financial trends• Conducted on-site financial exams of credit unions across the United States. Audit procedures included review of accounting, budgeting, asset-liability management, lending practices and loan portfolios and loan loss reserve funding• Conveyed issues and corrective plans verbally and in formal written communication to CEOs and board of directors• Worked with state regulators to develop corrective action plans and Memorandums of Understanding for credit unions in a distressed financial condition• Underwrote new insurance policies with aggregate underwritten policies $450 Million+• Prepared pro-forma balance sheets and income statements in consideration of necessitated mergers between credit unions• Determined potential risk exposure for company under guarantee agreements for purchase and assumption transactions• Consulted with the company’s Information Systems department to formulate essential monitoring reports Show less