Angeil Ghali Email & Phone Number

Anaheim, Ca, Us

Irvine, California, United States

• Reviewing loan applications, verifying information, and determining eligibility.• Review financial documents and credit reports to assess risk factors.• Maintain current knowledge of program regulations and procedures necessary for multi-program caseload.• Acts as a liaison between loan officers and underwriters to complete the loan file for approval.

Anaheim, California, United States

• Answered incoming calls and assisted callers with inquiries regarding their business and consumer loans.• Researched and resolved customers, brokers and lenders with questions/problems.• Facilitated the processing of evidence of insurance, taxes and loan payments requests as required.• Explained escrow disclosure statements.• Assisted clients with Check-by-Phone Payments (brokers, lenders and customers).

Orange County, California Area

• Responsible for managing a daily flow of new underwriting of Reverse Mortgage files and conditions with the ability to meet turn times in a face paced environment.• Provided excellent customer service to both processors and LO.• Responsible for analyzing credit reports and collateral portion of new files including but not limited to accurately calculating income, assets to insure each loan conforms to FHA guidelines • Examined/reviewed Tax Returns, Tax Transcripts, Bank Statements, Condo Questionnaires, FHA Connection, VOEs/VVOEs/TheWorkNumber for all compliance issues and inconsistencies.• Followed Company Guidelines as well as FHA 4000.1 Handbook to ensure that all loans meet HUD requirements for insurability.

• Processed loan documents for Reverse Mortgage and ensured compliance with HUD/FHA regulations.• Provided customer service by responding to inquiries regarding loan status.• Prepared closing documents, including title policies, deeds, and other related items.• Analyzed financial data such as income, assets, liabilities, and credit history to determine risk factors associated with each loan application.• Ordered appraisals and title services on behalf of borrowers when necessary.• Communicated regularly with customers throughout the entire process from origination through closing.

Irvine, California, United States