Angela Back Email & Phone Number

Portland, Oregon, United States

CUBG’s expert staff has more than 400 years of collective experience in underwriting and is highly knowledgeable in all areas of business lending, deposit programs, and other package services.

Portland, Oregon, United States

Rose Hill, Ks

Serving the local business community with financial services that are customized to meet your needs to be successful.

Wichita, Kansas Area

Worked with Senior Management team to develop and implement a deposit plan/outreach strategy for both consumer and business deposit opportunities. Researched current market trends and consumer behaviors using Raddon and FISERV CUAnalyst software. Prepared reports, presentations, and made recommendations to Senior Management Team on new products and services to meet the deposit growth strategy. Established, monitored, and held team accountable to sales goals. Established annual budgets as well as development of growth and profitability goals for the department. Prepared and submitted monthly sales and growth reports. Provided day-to-day oversight and support to the business sales team. Provided guidance to team members in developing the professional skills needed to manage the expected growth of the business portfolio. Identified and actively worked with various departments in the organization to implement processes and solutions to enhance the member experience. Prepared and conducted presentations to the Board of Directors, volunteer committees, and Leadership Team. Served on the Credit Union’s Asset-Liability Management Committee. Key Accomplishments:• Lead a project team that developed, implemented, and successfully marketed a new money market account that resulted in $40MM new deposit funds in less than nine months. • Successfully developed, implemented, hired, and lead a business deposit sales team that resulted in an 18% growth in business deposit balances in the first year. • Lead a project team that successfully built a business on-line and mobile banking experience. • Lead a project team that successfully built an ACH origination program for small businesses.

Worked directly with business owners assessing their financial needs to determine the appropriate lending and/or deposit services to meet those needs. Reviewed tax returns and financials to determine credit worthiness. Completed financial spreads using the Cash Suite software. Prepared credit presentations and loan recommendations that conformed to underwriting and compliance standards for the Commercial Credit Committee. Completed loan structuring and documentation across various business and collateral structures. Managed production, pipelines, and selling efforts. Monitored credit quality and performance of the business loan portfolio. Developed, implemented, and maintained policies and procedures for both lending and deposit programs. Assisted Special Accounts with collection efforts to help resolve loan delinquencies or negative business deposit accounts. Managed the foreclosure and liquidation efforts when necessary. Took the leadership role in representing the credit union to the local small business market in order to build awareness, brand image, credibility, and new business. Assured the credit union’s on-going ability to be our members’ preferred source for business financial products by participating in the development of new and responsive products and services. Oversaw all personnel for both lending and deposits in the Business Services Department. Ultimately responsible for the business deposit and loans goals established by the management team. Established, monitored, and held team accountable to sales goals. Established annual budgets as well as development of growth and profitability goals for the department. Prepared and submitted monthly sales and growth reports. Served on the Credit Union’s Asset-Liability Management Committee and Commercial Credit Committee.Key Accomplishments:• Grew business loan portfolio from $9MM to $36MM • Grew business deposit portfolio from $3MM to $29MM. • Grew number of business relationships by 360%

Rose Hill, Ks

Served as a community banker responsible for new business development, relationship, and portfolio management. Origination, servicing, and collecting of consumer, real estate, and commercial loans. Reviewed tax returns and financials to determine credit worthiness. Prepared credit presentations and loan recommendations that conformed to underwriting and compliance standards for the Loan Committee. Completed loan structuring and documentation across various business and collateral structures.

Certification, Consumer & Real Estate Lending

Analyzing Business Loans And Cash Flow Analysis

Certification, Commercial Lending

28 Credit Hours, Accounting And Business/Management

Applied Strategic Management

Integrity-Centered Team Leadership Coaching