As a Financial Planner, I strongly believe in importance of holistic advice.I help clients with following areas of advice:- Review their overall financial situation.- Cashflow/Budgeting.- Investment Strategies- Managed Funds- Strategic Advice around Tax Planning.- Superfund advice- Self Managed Super Fund advice.- Income Protection, Life and TPD insurance along with Business Insurances.- Retirement Planning.- Defined Benefit Planning.

Here is what my role entails: ● Hold daily meetings with clients carefully to analyze their financial situation, risk profile, goals and objectives prior to formulating investment strategies. ● Understand the current financial situation of the clients and analyze their cash flow, insurance coverage, tax status and retirement goals. ● Educate clients about various options and areas including but not limited to Financing, Taxation, Superannuation including Self-Managed Superannuation Funds (SMSF), Equities, Real Estate, Estate Planning and Risk Management. ● Project-manage and present tailored financial plans for clients and assist them in understanding and implementing a proposed strategy to help them reach their financial and lifestyle goals. ● Present investment property recommendations to clients as part of the strategy describing in detail how it fits in within their specific circumstances and outlining the research behind each recommendation. ● Project manage financial plans and monitor investment portfolios. ● Coordinate and hold monthly seminars dealing with personal finance such as Superannuation (SMSF), Wealth Creation, Strategic Financial Planning, Risk Management & Asset Allocation. ● Organize annual reviews with clients to ensure performance and monitoring of portfolio management. ● Participate in the success and expansion of the business that has now become an Australian Stock Exchange Listed Company (ASX Code: SFL).

Investment Banking-Fixed Income.• Supervising:o MNCs, Private Companies, PSU, State Level Undertakings, Regional Rural Banks & Cooperative banks in Mumbai, & Nashik regions o PSUs like HAL Nashik, Bharat Petroleum, Air India, Hindustan Petroleum, Konkan Railway, CIDCO etc.o Co-Operatives: Nashik DCC, Jalgaon Peoples Co-operative Bank.o MNCs: Bosch, Glaxo Smith, HUL, Siemens, Bayer Corp, Roche Scientific Research etc• Liaising with:o Senior members of Finance and Treasury Teams of companies across Mumbai & Nashiko CEOs, CFOs, senior members in Treasury Department o Retirement Benefit Trusts like Provident Fund, Pension, Gratuity and Superannuation for their investments/surpluses • Evaluating client portfolios, conducting comprehensive portfolio analysis and presenting the report to trustees• Handling Fixed Income Instruments and Mutual Funds for clients • Rendering investment advisory services to Retirement Benefits Funds• Conducting need analysis of client portfolios and suggesting economically feasible employee benefit solutions in the form of comparative investment avenues Accomplishments:• Communicated with Senior Treasury Members and advised on utilization of funds .• Procured Fund Management Mandates of , Cadbury Ind, Tata Chemicals, NCPA. and Roche Scientific Company. • Handled private placement of bonds in both Primary & Secondary Markets• Generated:o Mutual Fund of Rs. 120 million for various AMCs• Expanded business from traditional clients like Provident, Gratuity and Superannuation Funds to new client segments like RRB, Cooperative banks & Multinational Corporate• Successfully achieved:o Targets on quarterly basis and achieved annual target.• Got to handle a region (Nashik & Nagpur) in my first year of job.

Equity Advisor-PCG• Supervising:o Acquisition & Management of HNI Clients.o Placing trades on behalf of clients by using in-house research strategies.o Helping clients with Fundamental / Technical Research & Derivative Strategies.o Cross Selling different Financial Productso Selling Structured Products, PMS Service, MF etcAccomplishments:o Have achieved an average turn over of INR 130 million during the slack period in markets.o Helped clients exit from positions in trying circumstances without much loss, with the help of derivative strategies.o Effectively implemented derivative strategies.