Am working as a Area credit officer in a multi state credit co-operatives society. Generating CIBIL reports, Approval and Rejection, Field verification and customer meet, preparing loan applications, Documents and verification, evaluating client's financial stability and Calculating risk ratio, Loan Disbursal Reviewed credit applications and financial statements to determine customer creditworthiness. Analysed customer accounts, payment trends, and credit ratings to… Show more Am working as a Area credit officer in a multi state credit co-operatives society. Generating CIBIL reports, Approval and Rejection, Field verification and customer meet, preparing loan applications, Documents and verification, evaluating client's financial stability and Calculating risk ratio, Loan Disbursal Reviewed credit applications and financial statements to determine customer creditworthiness. Analysed customer accounts, payment trends, and credit ratings to assess risk of default. Conducted regular reviews of existing customers' accounts to ensure compliance with agreed terms. Developed policies and procedures for approving and managing customer credit limits. Assessed the impact of new products or services on current credit policies. Monitored customer account activity to identify any potential risks or issues. Investigated customer complaints regarding billing errors or other discrepancies. Collected and checked borrower income, credit history and employment information. Prepared and submitted loan applications to underwriters. Followed banking requirements and government lending regulations. Reviewed accounts for signs of fraud and non-payment issues. Show less

Marketing and sales relationship management is my duty and am handling all Kerala Marketing and Sales relationship management, Ernakulam region. Developed strategies to increase sales and market share. Identified customer needs and developed customized solutions. Implemented promotional campaigns to boost sales volume. Analyzed customer feedback to improve product offerings. Built relationships with key clients through regular contact. Maintained accurate… Show more Marketing and sales relationship management is my duty and am handling all Kerala Marketing and Sales relationship management, Ernakulam region. Developed strategies to increase sales and market share. Identified customer needs and developed customized solutions. Implemented promotional campaigns to boost sales volume. Analyzed customer feedback to improve product offerings. Built relationships with key clients through regular contact. Maintained accurate records of all sales activities and results. Show less

Am working as a transaction monitoring analyst. Monitoring all debit card transaction in Federal Bank using PRM, Accossa, EMS and VRM Verified credit card charges against purchase receipts for accuracy.

Am worried as a Accounts assistant in ILLUSTRATORS designing company. Financial Forecasting, Reporting, General Accounting, Consolidation of Organizational relationships and activities. Prepared and processed invoices, payments and bank deposits. Assisted in accounts receivable, payable and general ledger activities. Maintained accurate records of financial transactions. Provided administrative support to the accounting department as required. Participated… Show more Am worried as a Accounts assistant in ILLUSTRATORS designing company. Financial Forecasting, Reporting, General Accounting, Consolidation of Organizational relationships and activities. Prepared and processed invoices, payments and bank deposits. Assisted in accounts receivable, payable and general ledger activities. Maintained accurate records of financial transactions. Provided administrative support to the accounting department as required. Participated in month end closing process by preparing journal entries and accruals. Processed company receipts, sales invoices and payments from customers and suppliers. Verified and processed invoices from vendors and contacted suppliers regarding billing errors. Show less