Ann M. Grady Email and Phone Number

An experienced financial services compliance officer with broad expertise in capital markets, broker-dealer regulation, futures and commodities operations & regulatory requirements, and investment advisory compliance requirements for RIAs & custodian(s). She possesses special expertise with registration and regulatory requirements of broker-dealers, market makers, specialists, securities & commodities exchanges and clearing firms including:customer account and related high risk or options suitability approval matrixes, financial & net capital computation & regulatory reportingclear, fair & balanced customer communications, client relationship summary & risk-products disclosures Broker Dealer's ("BD") supervisory structure for regulatory compliance and oversightFirm Element Training programsAnnual BD's Written 3130 Report of Firm's compliance testing & any deficiencies ("3130 CEO-CCO Report & Attestation")Annual NFA IB Self-Examination Report & related CCO-CEO Report & AttestationAs a former regulator, chief compliance officer & current FINRA Arbitrator, Ann is experienced with operations, regulatory submissions & deadlines and compliance matters including clearing firm operations, significant order routing, execution, advertising, customer complaints, FINRA arbitrations, contract and vendor due diligence and negotiation and fraud reviews. She is an active compliance consultant for Registered Investment Advisers, FINRA broker-dealers, institutional brokers, hedge fund managers, and commodities firms operating as Independent Brokers (IBs) or Futures Commission Merchants (FCMs).

Moved from in-house Chief Compliance Officer "CCO"to a Contractor CCO as of Feb. 2015 offering compliance services by a FINRA and NFA licensed and qualified Chief Compliance Officer and the formation of new FINRA & NFA broker-dealers starting with tastyworks, Inc. Primary skills include:Business Controls & Registrations-Licensing for Firm and all Associated PersonsCommunication with Firm Principals, Parent Company & all RegulatorsContinuous updating & implementation of, Policies & Procedures,Resolve internal issues, review customer complaints & respond to all regulatory inquiriesRisk Assessments and related FINRA 3130 & CFTC Annual Reports of Compliance

Utilize our unique blend of compliance consulting services and regulatory skill level gained from practical experience as the Chief Compliance Officer for a variety of broker-dealer and fcms engaged in market-making, introducing brokerage, and execution on U.S. exchanges. Practical knowledge and experience with clearing for bds and fcms both U.S. and foreign, portfolio margin, payment for order flow, auto-trading, agency issues and customer complaints. Proficient at preparation and filing of registration applications with FINRA, NFA, Exchanges/SROs, Options Clearing Corporation & NSCC and with the SEC or NFA for investment advisors and CTAs. Formation and Registrations of FCMs and Broker-DealersAnnual AML Audits or Main Office ExamsAnnual Compliance MeetingsAnnual Compliance Reports & TestingCompliance Programs for Broker Dealers, FCMs and Registered Investment AdvisorsExaminations, Audits, and Investigations Anti-Money Laundering (AML) ProgramsContinuing Education ProgramsSEC & FINRA Regulations ConsultingNFA & CFTC Regulations ConsultingSystems of SupervisionExpert Witness for Securities or Commodities Arbitrations or Court CasesMatching buyers & sellers of U.S. registered FCMs, IBs and BDsStrong constructive relationships with CFTC, FINRA, SEC and all US exchange regulators (CBOE, NYSE-Arca, AMEX, ISE, CHX, PCX, DTCC/NSCC and the OCC).

Principal & Chief Compliance Officer for this relatively new retail online brokerage firm with a mission to promote and deliver high level brokerage service in line with the educational contact that informs the retail investor community - currently FINRA & NFA member, fully online retail application and trading platform for all Exchange listed securities, options and limited futures offering (SMFE - small exchange). Oversee Dough's Compliance Program, design and provide regulatory oversight as qualified Series 24 for all marketing and content and partner with the President, Kyle Goad to ensure culture of compliance is in place with practical training & support of Dough staff to maintain compliance level. AML/Supervision/WSPs/Employee Policies, Registrations and Training/Customer Complaint - FINRA-NFA- all US States Regulatory Liaison. , Surveillance and Internal-External Audits-Exams.

CFTC Applications: Compliance review and assistance to prepare the Core Principles including Rule Book for CFTC Application for Designated Contract Market ("DCM") for registration as a commodities exchange.

Leadership, problem-solving, and compliance surveillance, testing & oversight as a Principal and Chief Compliance Officer for a new brokerage firm that launched its securities business January 3, 2017 that offers securities and commodities accounts. Lead and completed the submission of the New Member Application for FINRA, SEC and NFA - received tastyworks approval as a registered US broker-dealer for its securities and futures business within 9 months of filing the application. Responsible for its registrations with all State Regulators in the U.S., compliance review of all promotional material and implementation of firm's supervisory and compliance procedures.

Responsible for all compliance matters and requirements for 7 U.S. securities exchanges (CBOE, CBSX, CHX, ISE, Gemini, NYSE Amex and NYSE Arca exchanges), NFA and CFTC registered FCM, CME/CBOT registered Brokers Association and firm’s Options Clearing Membership (“OCC”). Firm is largest brokers’ association on the CME and on the CBOE and has a London affiliate. Completed application and successful implementation of OCC membership for self-clearing, FCM registration with the NFA and clearing conversion to a new clearing FCM for the Futures Division.

Acted as the Chief Compliance Officer ("CCO") for the firm's NFA registration as a non clearing FCM and Retail Forex Member and for its Active Trader Securities' Division (thinkorswim division). Briefly acted as CCO for the firm's SEC Investment Advisor registration during 2012. Practical experience with merger and acquisitions where I lead the compliance and regulatory projects for conversions of firm’s securities and commodities business from application stages with NFA, SEC, CFTC, OCC, and US Exchanges through design and implementation of operations and supervision for full compliance. Known as a strong collaborator with my business partners to complete conversion of the thinkorswim's active trader, autotrade, portfolio margining, retail forex, institutional advisory newsletter business, fcm business and related clearing conversions into the TD Ameritrade business model and its further growth post-conversion.

Compliance for a successful and fast-growing electronic retail and institutional brokerage firm for primarily self-directed clients. Well versed in both traditional and high frequency related regulatory requirements for both securities and futures. Expertise in sponsored and electronic access to all U.S. securities exchanges and floor based securities and futures based trading and related risk and routing controls requirements Expertise in the numerous U.S. stock and option exchange procedures, membership, electronic order routing, arbitration, portfolio margining and cross margining, and clearing operations on both the securities and futures sides of the business.Familiar with registration requirements for Singapore and Australia and all securities and futures registration issues for U.S. exchanges.

Compliance oversight, policies & procedures, clearing conversions and 3130 report for Firm's broker-dealer business and the NFA Self-Exam Checklist and Annual CCO Report for FCM commodities business. Compliance Liaison for Options Clearing Corporation, CFTC, SEC and NFA for clearing conversions and regulatory inquiries for thinkorswim.

Compliance Officer for the Broadcort Execution Services Division - responsible for supervision & compliance procedures relating to the electronic trading and the 5 US option exchange floor brokerage and electronic order entry operations and the omnibus clearing operation

Compliance Director over the professional brokerage business unit which included sponsored and direct access for broker-dealer and professional clients that routed stock, option and futures orderflow to all U.S. securities and commodities exchanges. Ensured that market maker, JBO, hedge fund, broker-dealer & HFT clients and Firm front end systems had the requisite risk and supervisory controls pursuant to all applicable regulations. Liaison with customers and Firm systems staff to advise on necessary risk and supervisory controls.

Compliance Director for the Professional Execution and Clearing Services Division specializing in the electronic and floor based execution and omnibus clearing services for other broker-dealer and large institutional clients in listed & otc stock, options, ETFs and futures

Established firm's original compliance program for its registrations as a market maker on the majority of U.S. securities exchanges and offices in London, New York, Chicago and San Francisco

Worked at the CBOE beginning in a trading floor position and then in Market Regulation in the full range of positions from surveillance to investigations. Responsible for the start-up and implementation of Floor Broker Practices and then DPM Regulatory Education programs in addition to the related exam modules developed for these new exchange regulatory outreach and audit programs. Managed a staff of 2 Managers and total of 10+ investigators/examiners. Presented numerous cases for enforcement to the Exchange's Business Conduct Committee. Worked closely with legal staff and related exchange membership committees to draft and seek SEC approval of numerous exchange rules which included floor broker practices and frontrunning related rule filings which resulted in successful SEC approval