Anna Hoeck Email & Phone Number

London, United Kingdom

- Analysed credit data, financial statements, and various data sources to assess lending risk, resulting in over 600 independent lending decisions. - Generated comprehensive reports summarizing the outcomes of credit analyses. - Demonstrated expertise in identifying and capturing key revenue and risk drivers for small and medium-sized enterprises (SMEs). - Interacted with customers via phone to verify credit and financial transactions. - Implemented thorough research and due diligence processes for evaluating potential borrowers. - Utilized Python and looker to independently execute projects aimed at analysing internal data and improving team efficiency. - Collaborated with the Tech and Analytics team to enhance systems and scorecards, enabling faster and fairer decision-making processes. - Effectively communicated with the Account Management team to ensure the fulfilment of customer needs while maintain high levels of customer satisfaction. - Conducted industry and market research to stay updated on emerging trends, regulations, and potential impacts on credit risk. - Ensured compliance with laws and regulations at all times.

Düsseldorf, Nordrhein-Westfalen, Deutschland

- Evaluated credit data and financial statements of German commercial corporations to determine eligibility for lending, ensuring compliance with established criteria.- Conducted thorough information gathering and verification through phone and email interactions to assess the financial conditions of companies.- Ensured accurate data entry of recent financial statements, maintaining a high level of precision and attention to detail.- Identified and rectified errors in the previous year's data entries, resulting in a reduction of inaccuracies and improved data integrity.- Demonstrated proactive initiative by actively seeking out new companies for eligibility analysis, and expanding the scope of the portfolio.- Developed a comprehensive understanding of financial statements in accordance with German and international accounting standards.- Collaborated closely with multiple departments to produce a working paper highlighting the significance of Environmental, Social, and Governance (ESG) factors in the credit analysis process.- Conducted engaging online presentations on Carbon-Pricing, delivering insightful content to audiences ranging from 20 to 50 individuals.

Cologne, Germany

- Provided support to senior analysts in conducting transaction testing, including balance confirmations and bank liability assessments, ensuring timely completion and adherence to deadlines.- Demonstrated keen attention to detail by identifying and investigating unusual financial relationships, contributing to the accuracy and integrity of the analysis.- Conducted extensive research on various balance-sheet issues to assist team members in their decision-making process and enhance overall effectiveness.- Assisted in the completion of auditor's reports, ensuring the timely and accurate submission of required documentation.- Maintained organized files and documents for two large clients, streamlining data management and retrieval processes.- Ensured prompt and effective communication with clients by promptly responding to queries in both German and English.- Provided valuable support for administrative requests from management, contributing to improved office workflow and efficiency.

Master Of Science - Msc, Money, Banking And Finance

• Modules include Risk, Uncertainty and Information (86%), Topics of Banking and Finance (75%), Econometrics (73%) • Dissertation Title.

Bachelor Of Science - Bs, Betriebswirtschaftslehre, 1,1

• Modules included Decision Theory, Financial Services, Introduction to Management Science: Design and Analysis of Algorithms and Capital.