Anthony Thacker Email & Phone Number

Carrollton, Texas, United States

· Analyze and evaluate loan applications, assessing borrowers’ creditworthiness and repayment ability to recommend approval or denial.· Utilize strong problem-solving skills and attention to detail to assess risk and ensure accurate credit decisions.· Prepare comprehensive risk reports and provide well-supported recommendations for loan approval, modification, or rejection.· Manage credit line recommendations with a lending authority of <$100,000· Ensure all credit evaluations adhere to fair lending practices, UDAAP guidelines, and Equal Opportunity regulations, promoting ethical decision-making and compliance with industry standards.

· Conduct comprehensive interviews with loan applicants to assess financial backgrounds, gathering and verifying essential documentation such as employment details, income, assets, and liabilities.· Analyze and review loan applications for accuracy and completeness, assessing credit reports and histories to provide informed approval or denial recommendations to underwriters.· Oversee loan closing processes for loans up to $350,000, including appraisal and title review, fund disbursement, and ensuring compliance with legal and procedural requirements.

Plano, Texas, United States

· Processed a variety of teller transactions using Interactive Teller Machines and conducted regular account maintenance, ensuring accuracy and efficiency to enhance member experience.· Identified and pursued cross-selling opportunities, building strong relationships with members to support their financial goals and recommend products tailored to their needs.· Provided leadership and guidance to team members in the absence of the Manager or Assistant Manager, ensuring smooth branch operations and consistent service standards across departments.

Irving, Texas, United States

· Collaborated extensively with loan processors to gather, verify, and submit documents required by underwriting conditions, including income verification, escrow documentation, and financial statements, to support accurate and timely loan processing.· Conducted thorough reviews of loan applications for completion and compliance, proactively following up with borrowers to provide updates, clarify requests, and obtain necessary documentation to keep applications on track.· Coordinated with title companies to confirm lien positions, clear title exceptions, and ensure seamless closing processes, facilitating a smooth and compliant loan lifecycle from application to closing.

Tyler, Texas, United States

· Guided members through the loan application process, recommending tailored loan products and upselling financial services to meet their specific needs.· Closed an average of $250,000 in loans per month, while conducting regular vault and ATM audits to ensure operational accuracy and security.· Supported senior credit officers with complex loan applications, providing approval or denial recommendations and enhancing decision-making efficiency.

High School Diploma/Ged, General Studies

Some College, Business Finance