Anthony G. N. Email & Phone Number

Kenya

The role works closely with Client Relationship Management Channels & Segment team to meet the sales momentum necessary for balance sheet & revenue targets achievement. Providing guidance on client allocation per RM, portfolio construction/ redistribution, monitoring the business performance. Portfolio deep dive through analytics, data analysis at individual RM level. The analyzed data guides the Business to make decisions. Working on special projects currently involved in the implementation of Customer Relationship Management (CRMx system).

Nairobi, Kenya

-Overall control of the lending book by implementing an effective follow-up plan on default /non-performing loans to ensure recoveries.- Working with Collections to achieve Loan Impairment budget through client engagement, delinquency Monitoring and Management and supporting frontline with reports. - Account risk management through portfolio monitoring activities i.e. Bureau and Credit Turnover scrubs helping identify risk trends. - Organize, prepare, and facilitate the risk forums which discussed accounts in default or exhibiting default and to follow up on Collections / Recovery actions.

Kenya

Key Accomplishments • Organized the business banking portfolio management to ensure all clients are relationship managed. This translated to business revenue growth of over 200% in a span of 5 years. • Developed and implemented the trade performance dashboard which led to growth in Trade Finance of over 23 % in 2019/2020• Worked in special projects that resulted to better customer service delivery. implementation of Client Experience Management System (CEMS).

Nairobi

To manage and control all matters relating to delinquent accounts follow up by constantly reviewing collection procedures and ensuring early actions are taken to contain flows and ensure losses are minimized. Execute the Business Clients and Secured Portfolio collection, Forbearance and settlement policies for Business Clients, analyze and highlight credit failures in the portfolio by identifying ways of improving the credit approval process.AchievementsMinimized the portfolio at risk from a high of 8% to 2%. This translated to lower NPL and provisionsReviewed the processes for SME collections to align with the group policies and the CBK prudential guidelines.

Head Office - Nairobi

Formulate recoveries strategies for non performing book and Pro-active monitoring of credit performance to ensure timely repayment.Drive the reduction of non – performing book through recovery and restructures.Able to evaluate risk, monitor and ensure that loan recovery is carried out timely and in an efficient manner.Liaising with the bank’s Legal Department, service providers and outside debt recovery agents to ensure timely action where default is identified.Key accomplishments1) Established the debt recovery functions, formulating the recoveries processes as per the prudential guidelines.2) Reduced NPL's from a high of 25% to 8% within 1 year. 3) Recruited and mentored the debt recovery team.

Head Office - Nairobi

• Promptly followed up and recovered assigned non-performing loans.• Debt Analysis and Monitoring.• Ensured all recovery activities and follow up were properly documented and filed in customers' credit files.• Collaborating with Legal department to ensure quick disposal of securities pledged for non-performing loans.• Working with external stakeholders to ensure instructions are carried out i.e. court bailiffs, auctioneers

Nairobi County, Kenya

• Identifying risks that are inherent in appraisal process, groups, approvals and disbursements and took corrective measure to mitigate the risk.• Conducted compliance tests on monthly basis of at least 10% of the loans disbursed and giving timely • Reviewed loan products and make recommendations • Performed analysis (quantitative and qualitative) of requests for loans and lines of credit. • Prepared written credit-approval packages or written denial correspondence

Job descriptiona) Ensuring that disbursements are made within policy and approval methodb) Loan underwriting/ processing through business assessment, group management, documentation, integrity and compliance to audit standards and company policyc) Portfolio growth and management through marketing and recruitment, client retention and on time service delivery. d) Client education through training of clients, organizing workshops / seminars and client motivatione) Mentoring of new stafff) Public relations by ensuring well managed relationships with the public and to liaise with local administration.

Master In Business Administration, Strategy Management

Certified Expert In Microfinance, Microfinance

Post Graduate Diploma, Financial Management 2010

Post Graduate Diploma, Project Management

Bachelors, Theology

Activities and Societies: Music

Certificate, Computer Studies

Microsoft Office suite, Internet

Ksce, Education

Activities and Societies: Played Rugby, Christian Union, Geography Club