Aaron Escobar, Cams Email & Phone Number

Kirkland, WA, US

United States

United States

• Coordinated with on-shore and off-shore vendor teams to provide operational oversight such as coaching analysts for execution errors, productivity deficiencies, policies/procedures, and all other KYC CDD/AML day-to-day.
• Assisted in the development of a high-level process flow for the implementation of a new Client Lifestyle Management (CLM) platform (Fenergo). Conducted the first test runs of the new system in order to provide.
• Collaborated with third-party vendors such as Workfusion to provide input and feedback for process improvements and automation.
• Served as the Subject Matter Expert on all Special Industry, High-Risk Business, and Institutional customer types (such as Non-Bank Financial Institutions (NBFIs), Credit/Loan Providers, Debt Collectors.
• Conducted KYC and EDD (Enhanced Due Diligence) reviews for Special Industry Business Types deemed as High Risk or High Priority by the Bank. Successfully maintained a QC (Quality Control) rating of 95% and above on.
• Interfaced with off-shore vendor leadership, retail management, internal clients, lending, and QC (Quality Control) to mediate disputes, provide operational support, as well as procedural clarifications.

United States

• Conducted KYC & EDD Onboarding Compliance reviews for Low, Medium, and High-Risk clients,utilizing the appropriate level of Due Diligence on accounts based on the customer’s risk score.
• Performed Periodic Reviews and Event-Driven (Trigger) Reviews based on the customer’s risk score orany material changes which would warrant a re-evaluation of the relationship (i.e. changes in the geographical area.
• Managed the entire RFI (Request for Information) process for bank customers to ensure that all required documents, data, and information are collected for the Periodic Review Team and the BSA Department. Generated RFI.
• Participated in calls with clients, branch personnel, bank partners, and senior management to assist with KYC/Compliance-related inquiries and/or requests.
• Acted as a point of escalation for KYC/Compliance-related questions from the client, operational teams, branch personnel, bank partners, Loan Officers, Relationship Managers, and senior management.
• Assisted in the ongoing coaching and training of analysts to identify and resolve KYC deficiencies, execution errors, invalid returns, and productivity issues.

Robbinsville, New Jersey

• Conducted Know Your Customer/Customer Due Diligence (KYC/CDD) analysis reviews for Low andMedium-Risk business customers of Investors Bank. Maintained a 95% and above QC (Quality Control) and QA (Quality Assurance).
• Reviewed Business and signer documentation submitted by the Retail branch network for completeness, correctness, and compliance with the BSA.
• Initiated risk analysis of new business customers, related signatories, and ultimate beneficial owners (UBOs) to determine and disposition the rating of Low or Medium, while escalating any High Risk customers.
• Generated client profiles and database folders for case enrichment and risk analysis reviews. Utilized an internal Repository, as well as a third-party Customer Relationship Management platform --- Salesforce - -- to.
• Screened all potential business clients for Negative News/Adverse Media, as well as OFAC/Sanctions, utilizing Lexis Nexis, Dun & Bradstreet, RDC, government registries/databases, and open-source intelligence. Performed.
• Collaborated with management teams on various process improvements, system enhancements, and new product/service projects.

New Brunswick, New Jersey, United States

• Established new accounts and assisted clients with convenience services.
• Ranked among the Top 3 Personal Bankers in the district by opening 771 new accounts in a single year (2017) with $2,167,588 in initial deposits.
• Profiled prospective clients to understand the nature of employment/business and sources of income.
• Initiated inquiries to satisfy KYC “Know Your Customer” regulations and routinely monitored new/existing accounts for potential account misuse (i.e. Money Laundering, Tax Evasion, Check Fraud, etc.).
• Generated Suspicious Activity Referrals (SAR) for suspected money laundering, new account fraud, OFAC non-compliance, etc as per BSA “Bank Secrecy Act” requirements.
• Engaged existing customers via telephone and email for routine follow-ups and sales/service opportunities.

Englishtown, New Jersey, United States

• Ensured the accurate and efficient completion of financial transactions, while complying with all policies, procedures and regulatory and banking requirements
• Helped build relationships with customers by connecting them with team members who can help them address their financial needs
• Assisted customers with 24/7 banking by demonstrating self-service products/services such as the Online and Mobile Banking platforms, well as the ATM machines
• Coordinated with the Branch Manager on all aspects of branch operations, including loss control, compliance, and audit standards.

Bachelor Of Arts - Ba, Sociology

Bachelor Of Arts - Ba, Criminal Justice