Arjun Vij Email & Phone Number

Vancouver, Bc, Ca

Vancouver, Bc, Ca

Vancouver, British Columbia, Canada

Structuring commercial financing requests ranging from $1 to $50 million.- “Distinctive Star” for the First Time Right Program Q2 2024 under specialized credit category.- Recognized on the Q2 2024 “Wall of Fame” for distinctive performance.- "Annual Excellence Award - Top 5%" trip to Mexico in recognition of distinctive performance during the fiscal year 2023.- "Annual Excellence Award - Top 5%" trip to the Dominican Republic in recognition of distinctive performance during the fiscal year 2022.

Greater Vancouver Metropolitan Area

Lead business development activities to build and maintain a portfolio of diversified commercial clients, with an average loan and deposit volumes of $2MM. Owning the commercial client relationships to deliver full-service banking and financial solutions for clients, in concert with internal partners. Effectively packaged existing and new bank products to meet the client’s business needs.

Vancouver, Canada Area

Contributed to automotive loan growth and profitability by analyzing customer loan applications from Dealers and determining customer affordability by reviewing customer credit history, employment, and income according to established guidelines; performing structured and analytic functions on loan applications through the Business Line’s credit decisioning system; completing risk assessments and developing recommendations as to the appropriate course of action for customer loan applications; conducting analysis to support pricing and fee recommendations for loan applications and analyzing, processing and recommending loan amendments or pricing concessions requests from dealers.

Punjab, India

Ensured timely adjudication of loan files. Improved approval rate up to 76%, delinquency reduction up-to 1.5%, and insurance penetration up to 99%. Monitored commercial loan portfolio worth CAD 618M. Collaborated with partners regarding the development and execution of cross-selling initiatives. Worked in large teams across technical, financial, and business disciplines. Focused on business objectives and tracked progress to ensure timely completion of project milestones, on budget, and with the desired resultsImplemented cheques issued but not cleared tracking at branch level, which reduced escalation and approval from senior management, improved processing, and avid interest cost.Reduced pending title documents by 60% in 3 months by directly contacting customers, branches, authorities, brokers, and developers to collect documents. Completed data cleansing and security creation, pending charges recovery in 3 months. Reduced turnaround time by morning meetings, setting priorities, target allocation, monitoring performance, distribution of workload, eliminating redundancies, and using resources in spoke locations.

Punjab, India

Ensured timely review of the commercial credit applications, supporting documentation, and negotiated approval terms with brokers and customers.Improved the operational performance, and the region recorded a 6.25% YoY in Fee-based income and decent growth in profitability during 2015.Assisted the branches/ desk officers in preparation of financing/ credit proposals (structuring terms and conditions, primary and collateral security assessment, setting up covenants, and negotiating to price).Managed earnest money funding projects with a volume of 2000 applications. Ensured timely closure of scheme and transfer of funds in the state government account. Ensured efficient follow-up with the brokers/ advocates/ external stakeholders for pending documents, conditions, and credit file closures.

Punjab, India

Prepared financial, collateral, historical credit performance, and sensitivity analysis; presented financial information, including a comparative spreadsheet for operating companies. Ensured transaction and collateral security remain within established guidelines, documentation, conditions management, and financial compliance, effectively completing the collateral analysis, including verifying title documents and property lien's execution. Ensured satisfactory resolution to walk-in branch customers and on-the-spot resolution of customer queries. Introduced products and services to customers, including home equity loans, bank overdraft limits, credit cards, and bank accounts.

Post Graduate, Masters Of Business Administration (Mba)

Bachelor'S Degree, Science