Arkeshia Smith Email & Phone Number

United States

Remote

Planet Home LendingUnderwriting Assistant-Work with Sr. Underwriters/Underwriters to deliver data integrity, excellent credit quality and a high level of customer service to internal and external customers.-Reviews loans submitted to underwriting to ensure accurate information is in file and documentation is complete. Works with operations staff to collect.

5020 Riverside R, Irving TX 75039

Manger a mix pipeline of Jumbo,203K, Conv, FHA & VA Loans Reviews file submissions for accuracy andcompleteness. Verifies that all required documents are properly located in the loan files.Performs initial review of income, credit report, and assets to ensure lender guidelines aremet.Requests and follows up on all outstanding items with borrowers.Maintains.

Richardson, Texas

Corporate Processing Trainer

Addison, Texas

• Served as SME and the primary point of contact for the mortgage process after acceptance of loan file from originations. Performed all processing, decision, and pre-closing tasks required to assemble a loan from point.
• Processed VA & Conventional loan requests and verified accuracy of the documents received
• Analyzed financial and credit data to determined the acceptability of the loan risk in support of bank, investor, and regulatory polices… Show more Served as SME and the primary point of contact for the mortgage.
• Analyzed financial and credit data to determined the acceptability of the loan risk in support of bank, investor, and regulatory polices
• Ensured all required documentation were in compliance with state and federal regulations
• Coordinated closings with members and assisted with post-closing paperwork ACCOMPLISHMENTS: Selected to assist with the facilitation of VA refinance training for processors. Achieved 95% member satisfaction scores.

• Oversaw an offshore vendor with six offshore employees verifying all Attorney General Settlement guidelines were followed. Reviewed all documentation involving FHA or VA loans in default (30 – 50 loans monthly)..
• Ensured traditional loan modification Home Affordable Mortgage Plan (HAMP) Modification are in compliance with state and federal laws according to Attorney General… Show more Oversaw an offshore vendor with six.
• Ensured traditional loan modification Home Affordable Mortgage Plan (HAMP) Modification are in compliance with state and federal laws according to Attorney General Settlement
• In-depth review and analyzed within each Quality Assured area which included daily data integrity reviews, coordinating files for QC off-shore vendor and follow up on errors reported.ACCOMPLISHMENTS: Developed.
• Recorded loan denial specifying investor and institution guidelines and basis for declining application in accordance with investor/state/federal regulations. Show less

Plano, TX

Managed 12-20 employees. Provided immediate workout assistance to FHA/VA delinquent borrowers by prequalification of special forbearance, loan modification, and partial claims. This allowed workout to process the workout file within 30-45 days to cure delinquency.ACCOMPLISHMENTS: Communicated department changes and policies that achieved a unit that.

Associate'S Degree, Finance, General

Education record