Armando Ramirez Email & Phone Number

Miami, Fl, Us

Miami, Florida, United States

• Utilized advanced Excel functions, including VLOOKUP, SUMIFS, and pivot tables, to calculate weighted averages and variance for CDs, loans, and savings• Performed trend analysis on loan delinquencies and charge-offs to identify potential risks, presenting findings to senior auditors for further investigation• Reconciled client financial documents with National Credit Union Administration (NCUA) reports, identifying discrepancies and ensuring compliance with regulatory standards

Coral Gables, Florida, United States

• Responsible for solving over 95% of cash and check discrepancies utilizing in-depth knowledge of the internal journal system• Referred over $7 million in investments and enhanced client portfolios exceeding $100,000 by introducing new services, such as interest-bearing brokerage and credit accounts • Ranked among the top 10% in the region for customer satisfaction, developing strong customer relationships through providing exceptional customer service, addressing concerns, and resolving inquires • Managed the cash drawer, maintaining cash levels up to $25,000 to ensure accurate and timely transactions

Miami, Florida, United States

• Generated repeat business by providing outstanding customer service.• Delegated responsibilities to kitchen and cooking station workers according to needs.• Maintained cash register in balance and distributed tips based on cash and electronic receipts.

Bachelor'S Degree, Accounting

Activities and Societies: - Beta Alpha Psi Member• Cumulative GPA: 3.89/4.0; Major GPA: 4.0/4.0 • CPA Eligible: August 2026 • Relevant.

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Activities and Societies: - Chess Club President - Foreign Languages Honor Society Member- Led senior chess club team to a fifth place.