Armando Ramirez Email & Phone Number

Miami, Florida, United States

• Utilized advanced Excel functions, including VLOOKUP, SUMIFS, and pivot tables, to calculate weighted averages and variance for CDs, loans, and savings
• Performed trend analysis on loan delinquencies and charge-offs to identify potential risks, presenting findings to senior auditors for further investigation
• Reconciled client financial documents with National Credit Union Administration (NCUA) reports, identifying discrepancies and ensuring compliance with regulatory standards

Coral Gables, Florida, United States

• Responsible for solving over 95% of cash and check discrepancies utilizing in-depth knowledge of the internal journal system
• Referred over $7 million in investments and enhanced client portfolios exceeding $100,000 by introducing new services, such as interest-bearing brokerage and credit accounts
• Ranked among the top 10% in the region for customer satisfaction, developing strong customer relationships through providing exceptional customer service, addressing concerns, and resolving inquires
• Managed the cash drawer, maintaining cash levels up to $25,000 to ensure accurate and timely transactions

Miami, Florida, United States

• Generated repeat business by providing outstanding customer service.
• Delegated responsibilities to kitchen and cooking station workers according to needs.
• Maintained cash register in balance and distributed tips based on cash and electronic receipts.

Bachelor'S Degree, Accounting

Activities and Societies: - Beta Alpha Psi Member• Cumulative GPA: 3.89/4.0; Major GPA: 4.0/4.0 • CPA Eligible: August 2026 • Relevant.

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Activities and Societies: - Chess Club President - Foreign Languages Honor Society Member- Led senior chess club team to a fifth place.