Arnab Ghosh Email & Phone Number

Ho Chi Minh City, Ho Chi Minh City, Vn

Foster City, California, Us

Leads consulting & advisory practices for South Asia (India, Sri Lanka. Bangladesh, Nepal, Bhutan, Maldives) through delivery practices including strategy, digital, risk and portfolio optimization

Us

Senior leadership team in Vietnam driving transformation and impact in financial services (banking, consumer finance, payment, insurance) and real estate practices in SEADrive engagement and thought leadership in corporate strategy, governance, growth transformation, digital transformation, GTM strategy across retail banking, corporate banking, SME / wholesale banking, digital banking and payments

Co-founded a unique loyalty-led digital financial services and insurance aggregator platform for MSMEs

Post & Telecommunication Finance (PTF or PT Finance) is a leading consumer finance company (NBFC) in Vietnam.Lead PTF post acquisition by SeABank from VNPT in 2018 following approval from State Bank of Vietnam (SBV), developed and executed post-acquisition strategy to achieve 5X growth by scaling it to a USD 200 Million companyRebuilt the business grounds-up with launch of new products, segments and journeys including cash loans, credit cards, insurance, consumer loans and set the stage for achieving sustainable growth through responsible lending

Ho Chi Minh, Vn

Member of Executive Board and Chairman of Sales and Marketing CommitteeDrove 52% growth in portfolio, 51% growth in new volume and 75% increase in brand awareness in 2017 to achieve a gross portfolio of over USD 800 Million making 2017 the most profitable year for Home Credit in VietnamLed Marketing, Product Development and Strategy division with ownership of all products across segments including loans, credit cards, insurance, deposits and digital products including oversight of digital transformationSpearheaded launch of new segments and products including the Home Credit’s first credit card business (an Asia-first initiative), education loan, ALDI, CLW, the company’s first mobile app and digital transformation achieving a 70% improvement in Time to Approve (TTA)

Ho Chi Minh City, Hcmc, Vn

Rebuilt from ground-up the most valued credit card business in Vietnam and was responsible for a portfolio of over 1.3 Million cards, POS acquiring business and the bank’s consumer loans businessDriven Payments Innovation through the marriage of loans/cards, digital and mobile money across multiple projects covering risks/operations as wellRecognized and awarded on several counts with industry’s top honours

Hanoi, Hanoi, Vn

Envisioned the Payments Business strategy and setup Card Centre for the bank including Debit Cards, Credit Cards, Acquiring, ATMs and Strategic Alliances leading to a compounded annual growth of over 90% in incremental cards sales, 350% in usage and 210% in net revenues in 2014Identified and onboarded by McKinsey & Company as part of their bank transformation project and worked closely with them to execute strategy as core member of Bank Transformation teamBuilt the cards business for the bank from the ground up including go-to— market strategy, product & proposition, operations process, key partnerships, risk management, application appraisal & approval process etc.

Mumbai, Maharashtra, In

Driven strategy & business initiatives for a category of credit cards as part of the Product and Marketing teamManaged end-to-end product lifecycle and P&L ownership for a range of credit card products

Mba, Marketing

Bachelor Of Arts (B.A.) Honours, English Language And Literature, General