Arooj Waris

Arooj Waris Email and Phone Number

Asst. Manager COSD (Credit Operations and Sharia Department) @ Bank Alfalah Limited
karachi, sindh, pakistan
Arooj Waris's Location
Lahore, Punjab, Pakistan, Pakistan
Arooj Waris's Contact Details

Arooj Waris personal email

About Arooj Waris

Over 20 years of diverse experience in Teaching, Credit MIS, Product Development, Marketing and with over 16 years of association with the Banking Industry.Dedicated and enthusiastic professional with experience in Islamic Banking and Finance. Good in Credit Administration, Credit Monitoring and Credit Risk Functions of Islamic Finance. I have good understanding of Shariah Principles governing Islamic Banking and Finance and familiar with the working procedures and rules of State Bank of Pakistan (SBP), Securities and Exchange Commission of Pakistan (SECP) with reference to banking. Possess excellent people management skills and have the ability to deliver assigned tasks on time. Comfortable in interacting with people within and outside the organization. Proficient in learning new techniques and able to make decisions independently and quickly with minimal escalations. Specialties - Teaching - Credit MIS & Management - Product Development and analysis - Marketing of Asset Products

Arooj Waris's Current Company Details
Bank Alfalah Limited

Bank Alfalah Limited

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Asst. Manager COSD (Credit Operations and Sharia Department)
karachi, sindh, pakistan
Website:
bankalfalah.com
Employees:
8565
Arooj Waris Work Experience Details
  • Bank Alfalah Limited
    Credit Officer
    Bank Alfalah Limited Apr 2013 - Present
    Islamic Banking Gulberg Lahore
    Handling entire Credit Portfolio of IBG. Core responsibility was processing of CLPs, Approval/Decline after thorough analysis, managing the portfolio. Clientle includes Corporate/Commercial/SMEs/Mortgage Finances. Handling infected portfolio as well, Rescheduling/Restructuring/Write Off/Settlement Cases as well. Monitoring of Credit Portfolio.
  • Bank Alfalah Limited
    Credit Officer
    Bank Alfalah Limited 2012 - 2014
    Managing / analyzing and reporting of credit and asset portfolio of the area; help and guide the branches in submission and preparation of Credit proposals and credit returns. Providing guidance to branches for obtaining of Disbursement authorization certificates, compliance of Prudential Regulations, Bank’s credit policy, and implementation of Shariah Principles in true spirit to ensure smooth liaison among the branches, Region & Group Office.
  • Bank Alfalah Limited
    Product Analyst
    Bank Alfalah Limited Apr 2011 - Apr 2013
    Shahdin Manzil Lahore
    - Daily MIS reports for Higher Management comprises of Daily balancet, Comparative P&L, Branch wise deposits and Advances (Average and Actual both), Product wise deposits and Advances analysis, Treasury Investments and Corporate Investments comparisons.- Preparation of Monthly Branch-wise Profitability Report (MPR).- MIS Reporting (over 398 Branches) • Provide Daily MIS (Branch wise Deposits and Advances Position) to Area Managers. • Ensure that all Income and expenses are being account for correctly and on timely basis. • Coordination with related departments regarding completion of month end procedures. • Prepare mapping of Daily Balance sheet and Profit and Loss for IT dept for its automation. • Preparation and supervision of provision of various schedules and information to the external Auditors. • Liaison with State Bank of Pakistan Audit Team.
  • Bank Alfalah Limited
    Sme Officer
    Bank Alfalah Limited Nov 2006 - Apr 2011
    Credit Group Shadman Lahore

Arooj Waris Skills

Mis Banking Core Banking Kyc Branch Banking Retail Banking Credit Risk Financial Risk Aml Credit Trade Finance Commercial Banking Finance Portfolio Management Credit Analysis Islamic Finance Microsoft Office Customer Service Microsoft Excel Leadership Microsoft Word Research Powerpoint Public Speaking Social Media Marketing

Arooj Waris Education Details

Frequently Asked Questions about Arooj Waris

What company does Arooj Waris work for?

Arooj Waris works for Bank Alfalah Limited

What is Arooj Waris's role at the current company?

Arooj Waris's current role is Asst. Manager COSD (Credit Operations and Sharia Department).

What is Arooj Waris's email address?

Arooj Waris's email address is ar****@****lah.com

What schools did Arooj Waris attend?

Arooj Waris attended University Of Peshawar.

What skills is Arooj Waris known for?

Arooj Waris has skills like Mis, Banking, Core Banking, Kyc, Branch Banking, Retail Banking, Credit Risk, Financial Risk, Aml, Credit, Trade Finance, Commercial Banking.

Who are Arooj Waris's colleagues?

Arooj Waris's colleagues are Ali Asghar, Beta, Imran, Maria Afzal, Faryal Khaleel, Shakeel A., Mehroze Riaz, Hira Ali.

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