Arpit Garg

Arpit Garg Email and Phone Number

Senior Consultant @ Bahwan CyberTek
Bengaluru, KA, IN
Arpit Garg's Location
New Delhi, Delhi, India, India
About Arpit Garg

Dynamic banking professional with over 8 years of experience in Credit & Risk Management, Retail and Commercial Lending Products, Financial Statement Analysis, and Due Diligence to drive growth. I have a proven track record of delivering strategic insights and optimising lending strategies across diverse regions and cultures. My expertise lies in financial analysis, credit risk assessment, and business strategy, complemented by strong interpersonal and communication skills.Recently, I earned an International MBA from Leeds University Business School, scoring distinctions in multiple modules, receiving the MBA Excellence Scholarship and winning multiple business competitions in the UK.My MBA dissertation focused on the 2020 mega-banking merger of Indian public sector banks, where I utilized statistical analysis and the CAMELS framework to evaluate its financial impact.I am actively seeking to leverage my banking and finance expertise, where I can drive impactful results and achieve business objectives.

Arpit Garg's Current Company Details
Bahwan CyberTek

Bahwan Cybertek

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Senior Consultant
Bengaluru, KA, IN
Employees:
3326
Arpit Garg Work Experience Details
  • Bahwan Cybertek
    Senior Consultant
    Bahwan Cybertek
    Bengaluru, Ka, In
  • Union Bank Of India
    Senior Manager
    Union Bank Of India Apr 2022 - May 2023
    New Delhi, Delhi, India
    • Led cross-functional teams to manage credit portfolios, risk management and enhance financial strategies.• Performed Financial Due Diligence of the borrower (financial statement analysis, ratio analysis and credit analysis)• Oversaw commercial due diligence, driving informed decision-making.• Spearheaded NPA recovery efforts and strategic restructuring initiatives.• Interacted with CXOs of corporate bodies to understand their corporate strategies and business models.• Focused on improving processes for building Client Relationships.• Managing internal and external stakeholders to achieve key milestones on schedule time.• Drove Cross-Selling and Non-Interest Income initiative for the branch.
  • Union Bank Of India
    Manager
    Union Bank Of India Apr 2019 - Mar 2022
    • Managed a high-performing team in optimising credit operations.• Executed financial analysis, due diligence across commercial, financial and operational aspects and risk management strategies.• Championed process improvements to enhance operational efficiency.• Implemented digital transformation initiatives to improve customer engagement.• Facilitated Strategic Partnerships with External Stakeholders for referrals. • Reduced TAT for retail and commercial loans by implementing process improvement initiatives.• Performed Credit Risk Rating/Scoring to evaluate the default risk and price the loan.• Mentored Juniors in Credit and Risk Management.
  • Union Bank Of India
    Assistant Manager
    Union Bank Of India Jul 2015 - Mar 2019
    • Performed Independent Credit Analysis/Underwriting/Appraisal, Credit Notes for Retail, Agriculture and Micro and Small Business Loans.• Collaborated with teams to align strategic targets and drive branch performance.• Assisted in Developing and Executing Business Growth Strategies.• Implemented Cost-Reduction and Advanced Monitoring strategies.• Conducted market research to inform product strategies and enhance service offerings.• Promoted Financial Inclusion Programs of GoI to Rural and Semi-Urban Areas.
  • Infosys
    System Engineer Trainee
    Infosys Jan 2015 - Jun 2015
    Mysore, Karnataka, India
    Trained as a System Engineer in Java, HTML, and SQL.

Arpit Garg Education Details

Frequently Asked Questions about Arpit Garg

What company does Arpit Garg work for?

Arpit Garg works for Bahwan Cybertek

What is Arpit Garg's role at the current company?

Arpit Garg's current role is Senior Consultant.

What schools did Arpit Garg attend?

Arpit Garg attended Leeds University Business School, Ajay Kumar Garg Engineering College, University Of Leeds.

Who are Arpit Garg's colleagues?

Arpit Garg's colleagues are Kishore Devineni, Tina Lee, Bhumika Katta, Pradeepraj Rc, Kavin Anand, Rashmi Narasappa, Mamta Wagh.

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