Arun Kumar Email & Phone Number

Bengaluru, Ka, In

Delhi, India

Risk Onboarding Manager with strong expertise in risk assessment, KYC/AML procedures, and regulatory compliance. I specialize in ensuring efficient, seamless client onboarding while proactively mitigating financial risks and maintaining strict adherence to global regulatory standards. Skilled in optimizing onboarding processes, collaborating with cross-functional teams, and managing high-risk clients to support sustainable business growth and regulatory compliance.

Bengaluru, Karnataka, India

Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting.Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.Ensure risk policies are timely reviewed and reflect dynamic external environment and internal risk appetite.Developed fraud detection frameworks to proactively minimize credit risk exposure.Influential participant in loan committee discussions, shaping lending protocols and practices.Specialized in financial due diligence for high-value enterprise merchants.Undertake accurate and timely credit analysis by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model/ forecast and peer analysis.Executed comprehensive corporate credit reviews to determine fiscal health and creditworthiness.Identified and advocated for strategic improvements in credit systems, policies, and procedures.Conducting risk assessments for new projects/initiatives and change management with a view to pre-assess risks.Timely and accurate reporting of risks to Senior Management and stakeholders.

Bengaluru, Karnataka, India

Evaluated loan applications and financial statements to make informed lending decisions.Utilized risk assessment tools and methodologies to analyze credit risk and determine appropriate pricing.Conducted periodic reviews of existing loan portfolios to identify potential issues and implement risk mitigation strategies.Provided guidance and support to junior team members, facilitating their professional development.Played a key role in developing and implementing credit policies and procedures to ensure compliance with regulatory requirements.Streamlined the loan approval process by effectively collaborating with sales, underwriting, and operations teams.Reduced turnaround time for loan approvals by streamlining workflows between various departments involved in the credit application process.Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.

Banglore

Working as merchant risk investigator - Investigating the seller profile to mitigate the risk of getting bad debts and taking appropriate actions.

Bengaluru, Karnataka, India