Arun Kumar Email & Phone Number

Chennai, Tamil Nadu, India

Corporate and Infrastructure Ratings

Bangalore Urban, Karnataka, India

As a Credit Analyst in Corporate Client Group(CCG), my current roles and responsibilities include:• Interacting with clients and understand their credit advances requirement.• Assessing the credit worthiness of the customer and the degree of risk in lending by carrying out due diligence, industry analysis, overall industry and detailed financial analysis.• Preparing financial projections across the currency of the loan in consultation with corporates.• Carrying out Credit Risk Assessment Exercise to award the risk ratings for the corporates.• Preparing & presenting appraisal reports/proposals based upon the findings to help the appropriate authorities make credit decisions on lending.• Periodical follow-up/supervision(Credit monitoring) of advances by making periodical inspections & preparing financial follow up reports and monthly reporting to higher management regarding credit advances• Independent Handling of various periodical audits • Currently managing a portfolio of credit advances in the range of INR 100.00 crore. - 1000.00 crore• My major experience has been with Renewable energy sector , Iron & Steel sector , Fertilizer Sector, Real Estate Sector, White Label ATMs, NBFCs & Construction Sector

Understanding the overall working capital management of the corporate, analyzing the Operating cycle & Working Capital requirement

Bengaluru, Karnataka, India

Responsible for remote build up of sites from scratch till site taking live traffic involving Audit , Integration, Deployment & Maintenance of the various 2G,3G sites belonging to AT & T, Sprint

Pgdbm/Mba, Finance, General

Activities and Societies: Completed PGDM in XIME, Bangalore with a Major in Finance. Part of the team handling the Prayas Students' Fund.

Bachelor Of Engineering (B.E.), Electronics And Communications Engineering

Activities and Societies: Member of IE(Institution of Engineers) & Event Co-ordinator for various events conducted by Institute.

School, High School