Setting up the Insurance Business for the Organisation through Direct, Franchise & Affinity Channels. Setting up the Product, Compliance, Cross-sell, Customer Management & Campaign Management functions i.e. Owning the P&L of the Business for the Organisation.FY 20-21- New Business Issuances- $2M/- Margin- 8%FY 21-22- New Business Issuances- $4M- Margin 14%FY 22-23- New Business issuances- $10M- Margin 14%FY 23-24- New Business issuances- $18M- Margin 12%

Set up the US/Canada Sales. Took it up to 60% revenue contribution of the total Organisation Revenue.

Heading Retail BusinessPrincipal OfficerSet up & Heading Direct Distribution (Contact Centres) for the country & it’s P&LSet up & Heading Alternate Distribution (Franchise Management) for the country & its P&LConceptualise & Heading Campaign Management Set up & Heading Customer Service & Management FunctionSetting Digital platform & heading Digital InitiativesSet up & Managing largest PSF of the Insurance Business & owning the P&L for the Country

Launching, Setting up & Execution of the Financial Services, Real Estate and Mortgage Business Independently set up Eastern India (West Bengal, North East, Bihar, Jharkhand & Orissa), Products: Life Insurance, Health Insurance, Credit Cards, Mortgages & Unsecured Lending & Real EstateSetting up & Managing – HR/Sales Excellence / Business Excellence /Marketing/Commercial/Administration/Sales Making Revenues of close to $ 1.2 Million in 2012-13- Financial Services DistributionOperating Profit of close to $ 0.6 Million in 2012-13- Financial Services DistributionRanked No 1 SBU in the country in terms of Efficiency, Operating ProfitsEstablished as one of the Prominent Players in the “Open Market” Segment in the Real Estate Market Overall P&L Responsibility

Launching, Setting up & Execution of the Unsecured Lending Business & Portfolio Management Business in the RegionResponsible for setting up from inception the entire Unsecured business (Ex: Cards) for Deutsche Bank’s Northern and Eastern India.Conceptualized and Implemented entry level strategies ranging from New Product Development, hiring key people, Channel Acquisition, Marketing to Credit & receivable management.Managing a INR 30million portfolio with significant contribution to revenues among all consumer bank divisions in Deutsche Bank, India.Played a key role in designing and launching the entire unsecured product suite for the Bank Played a pivotal role in significantly increasing the number of Retail Distributors in the Region.NTB Acquisition of $ 1.7 Million Loans Disbursed in 2007-2008Achievement of 140% of BudgetsHighest Efficiency in the PSF across the country

Launching, setting up & Execution of Proprietary Channel in the Region & Managing the Channel Profitability, Service Quality, Governance & Productivity Management for the Personal Loans BusinessResponsible for Channel profitability across the countryResponsible for Service Quality, Compliance and Cross SellResponsible for Productivity of all channels across the CountryIncreased Productivity of the SCFL (Largest channel) in 2006 by 122%Clearance of Group Audit with positive remarksReduction in Costs by 10% Awarded as the No 1 Sales Manager in 2005-2006 in terms of Book Size, Fee collection, NII.Was rated in the top 3% percentile in the Bank (Rated 1B in 2005)

Responsible for Managing all Corporate Agencies, Brokers and part of Banc-assurance for the Northern India.Established new Corporate Agencies and taken them up the learning curve to make PAN India Number 1.Number 1 Sales Manager for 2 consecutive YearsAwarded ‘Best Management Trainee- 2002-03’