Ashish Singodia Email & Phone Number

Navi Mumbai, Maharashtra, India

Mumbai Area, India

This is an advisory based offering, where you will get our detailed Debt Advisory and Cashflow Optimization Report [DACOR]. 𝗜𝗻 𝗗𝗔𝗖𝗢𝗥, 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗴𝗲𝘁:(1) Optimized Funding Structure to reduce your funding cost (2) Working Capital Management Plan to increase cash flows(3) The blueprint to increase the volume of your funding(4) The blueprint to reduce your collateral [including UNSECURED avenues](5) The business case for optimized pricing𝗪𝗲 𝗼𝗳𝗳𝗲𝗿 𝘁𝗵𝗶𝘀 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝗳𝗼𝗿 𝗮𝗹𝗹 𝗸𝗶𝗻𝗱𝘀 𝗼𝗳 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀:✅ Term Loan / Business Loan✅ Work Capital Loan✅ Trade Finance [Import/Export Finance]✅ Foreign Currency Funding✅ Project Finance✅ Unsecured Loans𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗰𝗼𝗺𝗲 𝗳𝗿𝗼𝗺 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘀𝗲𝗰𝘁𝗼𝗿𝘀:(1) Agriculture (Commodity)(2) Chemical (Manufacturing)(3) Computer Hardware(4) Education (School/College)(5) Energy (Solar)(6) Engineering (Heavy Duty)(7) Entertainment (Film, Pre-Production, Post-Production)(8) Financial Services (NBFC)(9) Gems & Jewellery(10) Healthcare (Doctors, Clinics, Hospitals)(11) Hospitality(12) Infrastructure (Service)(13) Mass Media(14) Pharma (Manufacturing & Research)(15) Real Estate(16) Transport (Road & Water)If you are an MSMEs availing funding, let's catch up on a call.Irrespective of whether we end up doing business together, you will definitely walk away with a lot of insights.You can reach me:Email: ashish@lucidadvisory.comMobile: +91 7900150677

In our 𝗗𝗼𝗻𝗲 𝗙𝗼𝗿 𝗬𝗼𝘂 offer, our clients don't have to do anything. My team and I will implement the entire DACOR strategy for you and your business in record time.This option is primarily for those business owners, who don't want to waste their valuable time and effort in haggling with the banks and doing the innumerable follow-ups/discussions/credit documentation/legal documentation which is involved when dealing with banks.𝗜𝗻 𝗗𝗼𝗻𝗲 𝗙𝗼𝗿 𝗬𝗼𝘂, 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗴𝗲𝘁:(1) An approved Optimized Funding Structure that reduces your funding cost(2) Handholding support to implement the Working Capital Management Plan that increases your cash flows(3) An approved sanction letter with a higher volume of funds(4) An approved sanction letter with optimized collateral(5) An approved sanction letter with cost-effective pricing𝗪𝗲 𝗼𝗳𝗳𝗲𝗿 𝘁𝗵𝗶𝘀 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝗳𝗼𝗿 𝗮𝗹𝗹 𝗸𝗶𝗻𝗱𝘀 𝗼𝗳 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀:✅ Term Loan / Business Loan✅ Work Capital Loan✅ Trade Finance [Import/Export Finance]✅ Foreign Currency Funding✅ Project Finance✅ Unsecured Loans𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗰𝗼𝗺𝗲 𝗳𝗿𝗼𝗺 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘀𝗲𝗰𝘁𝗼𝗿𝘀:(1) Agriculture (Commodity)(2) Chemical (Manufacturing)(3) Computer Hardware(4) Education (School/College)(5) Energy (Solar)(6) Engineering (Heavy Duty)(7) Entertainment (Film, Pre-Production, Post-Production)(8) Financial Services (NBFC)(9) Gems & Jewellery(10) Healthcare (Doctors, Clinics, Hospitals)(11) Hospitality(12) Infrastructure (Service)(13) Mass Media(14) Pharma (Manufacturing & Research)(15) Real Estate(16) Transport (Road & Water)If you are an MSMEs availing funding, let's catch up on a call.Irrespective of whether we end up doing business together, you will definitely walk away with a lot of insights.You can reach me:Email: ashish@lucidadvisory.comMobile: +91 7900150677

Mumbai, Maharashtra, India

Being on the relationship side, I used to have handled a portfolio of more than 50 companies of decent size for their day to day banking requirement, limits renewal, enhancement, visit reports. Whereas as a Credit Analyst, I had to prepare the entire proposal right from a credit check to preparing projections, preparing a proposal and presenting it to underwriters, and getting it approved. A large part of my time was spent on understanding the businesses, their models, and suggesting as well as structuring solutions made for them. These MSME clients used to respect my intention of genuinely helping and guiding them. During this stint, I have worked with lot of exporters, importers, manufacturers, Agri producers, gems-jewelry companies, EPC contracting companies, service providers.

Mumbai Area, India

KEY RESULT AREASPassionate about helping exporters & Importers, I helped millions of dollars throughput for my clients, savings lakhs with currency hedging, foreign currency loans, and working capital limits. Apparently, I was also appreciated a titled "Employee of The Month" by my regional and national heads for my amazing contribution to my department. My area of expertise was trade finance for MSME manufacturers & exporters.

Mumbai Area, India

KEY RESULT AREASCreating and managing Distribution Channel network for the bank to generate regular business.Meeting corporate clients and fulfilling their working capital limits and Trade Finance requirement.Advising clients and calculating their eligibility for LC (letter of Credit), PC (Packing Credit), BG (Bank Guarantee), Bill Discounting, Buyers Credit and other Fund-based and Non-fund based products.ACHIEVEMENTSSuccessfully launched a specialized product for diamond traders, by in-depth analysis of the industry. Tied up with different agencies, Media, Magazines, etc. as a part of a promotional campaign which resulted into over expected response from the customers. The work was very much appreciated by the Senior Management. Date of Joining: July 2007

Mumbai, Maharashtra, India

KEY RESULT AREASAcquiring New Relationships for bank like Current accounts, Savings accounts and guiding them about basic Transaction banking, etc.Advising Corporate and Individuals for Investments in various Mutual Funds, Life Insurance and Gold.Meeting corporate client needs for Trade Forex related products like remittances, Bill discounting, LC purchasing and discounting.OD against FD, Unsecured Business loans, etc.Date of Joining: On 19th December, 2005

Mumbai, Maharashtra, India

KEY RESULT AREASUnsecured overdraft based on client’s balance sheet, Credit card swiping statements, Bank statements.Smoothen the Corporate clients’ business line with various facilities like Cash Management Services, Standalone credit Facilities, Working capital requirement.ACHIEVEMENTS:Was recognized as the Cash Management Services Master Blaster for most number of cases.

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