• Preparing credit review proposals for newly acquired and existing businesses.• Generating asset income for the bank through the distribution of financial products/services like SME lending, POS credit, equipment lending, and treasury services. Meeting monthly and annual KPIs. • Assessing the creditworthiness of SME borrowers using a 4-step approach i.e Purpose, payback, risks, and structure. • Evaluating the commercial viability and sustainability of the business model and management's ability to deliver to plan, management competence and integrity, owner-managers aims and goals, and their effect on the company's creditworthiness and evaluating owners' support and influence. • Understanding a company's business dynamics, market position, and strategy and its Unique Selling Points and sustainability.• Preparing flowcharts and financial models for businesses that had complex revenue structures.• Preparing KYCs for normal, high, and enhanced due diligence clients. • Conducting field visits and preparing client visit reports encompassing the business model, revenue forecast, stock position, staff strength, and company profile. • Reviewing and analyzing business financial statements, credit, accounts receivable aging to evaluate creditworthiness and risk rating.• Quantifying and analyzing the creditworthiness of clients based on their existing exposure and their company’s bank statements.• Building and maintaining relations with SME clients.• Identifying and reporting suspicious activity to the AML officers.

• Contacting companies and customers regarding consumer finance offerings of Emirates Islamic bank and meeting them to close deals. • Meeting monthly and annual set targets. • Performing a variety of routine banking operations related to reporting and preparing proposals /recommendations as requested by the management. • Handling new customer queries and resolve issues of existing customers. • Cross-Selling of various products and services like mortgage finance, auto finance, etc and forwarding complete proposals to the credit and relevant department for review. • Ensuring that business is solicited as per the banking guidelines. • Ensuring that prospects of obtaining any service are communicated clearly including bank T&Cs.

• Ensuring that mid-corporate and business accounts are opened and health deposits are secured.• Coordinating with various departments like legal and compliance to ensure that the activities are carried out within the banking framework.• Presenting Al Hilal Bank offerings in major government and private sector organizations in the UAE. Informing about Mudaraba, M'usaraka, and Murabha products.•Educating the customer how Islamic banking helps to create a RIBA free banking system.•Establishing long-term client relations as a part of the process for sourcing and selling corporate services like payroll services and other commercial banking services like trade financing, LOC.•Liaising with various departments within Al Hilal Bank to resolve accounts, processing, personal finance issues reported by customers.•Contacting companies and clients regarding the products and services of Al Hilal Bank and schedule meetings to close deals.•Providing branch services and other related services like investment information, WPS formulation, E-statements, management of payroll accounts, and IBAN for the existing and new account holders.•Implementing SOPs to identify, inform, and prevent money laundering activities within business accounts.•Ensure that business is solicited withing the banking regulations/guidelines.

• Opening business and mid-corporate accounts and ensuring healthy average deposits in those accounts to meet annual and monthly KPIs.•Building MIS reports for teams and individuals to track individual and department performances.• Help in establishing and communicating KPIs of the department and communicating it to the team.•Training the newly joined staff with the process and product knowledge and also resolve queries regarding the services offered to the customers of the Bank.•Perform a variety of executive support tasks related to the reports and preparing confidential summaries as requested by the Management.•Handling new customer queries and issues of the existing customers.•Providing Services like treasury services, LC, and bill discounting. •Cross-selling of various products and features ( investment certificates, Auto Loans, Motor Insurance) provided by the bank.•Ensure that business is solicited withing the banking regulations/guidelines.

• Filing and preparation of reports required by government and otherregulatory agencies related to taxes•Coordinating and resolving queries from head office/ management teams.•Preparation of Invoices.•Checking accounting documents and journal entries made in the accounting systems.•Preparation of Quarterly cash flow statement, Income Statement.

•Preparing and delivering lectures to undergraduate students.•Responsible for partial grading of final papers, projects, assignments and quizzes.•Preparing power point presentations for faculty members and maintaining record of overall grades of university students.•Overall reporting of student evaluation and analysis of whether the learning objectives of course are met during the semester.•Assisting undergraduate student with their final year finance and investment projects.