Senior Licensed Loan Officer- Nmls 172140
CurrentAs a Senior Loan Specialist with GSF Mortgage, I bring a vast knowledge of experienced lending and I’m proud to offer superior customer service. I pride myself in providing a completely transparent and honest experience through the entire process – whether it be the purchase of your new home or the refinancing of your existing mortgage. I’m happy to meet your financial needs with a variety of loan options and services by taking the time to talk over your financial goals.Currently I’m working with Delaware and Florida Teachers and have special programs to help defray the cost of refinancing.I have enjoyed helping previous customers and I look forward to helping you with any of the following:Purchases: We have programs up to 100% financing of the sales price in eligible areas. Your realtor and I work closely to achieve your homeownership dreams.Refinances: We offer conventional, FHA, VA, and USDA mortgagesHome Improvement Mortgages: This loan can be used for any home renovation project.HARP Mortgages: This program is for Freddie Mac and Fannie Mae borrowers who may find themselves currently owing more than their home is worth. Don’t know if your loan is owned by Freddie Mac or Fannie Mae? I can help you.Reverse Mortgages: This product allows us to help customers who are 62 or older. It will payoff mortgages or other debt, give you a lump sum of cash, or give you monthly payments to supplement your income.Not Perfect Credit: This program is available on both purchase loans and refinances. On a purchase 3.5% down payment is required. We allow 580 credit scores. You cannot have filed bankruptcy in the last 24 months, had a foreclosure/short sale in the last 36 months, and any open judgments would need to be paid prior to closing.If you would like to see if purchasing or refinancing is right for you, please feel free to contact me. I’d be happy to answer any questions you might have.
