Barbara Vitrano Email & Phone Number

East Lansing, MI, US

Remote

Troy, Michigan

Franklin, Tennessee

Troy, Michigan

• Create a working relationship with servicer and ensure loans are serviced to MGIC/Investor guidelines.
• Review of current or defaulted loans submitted for short sale. Negotiate offers to ensure mitigation of losses through cash and or note collection.
• Review modification submissions and loan reports: make recommendation on collection efforts.

Brandon, FL

• Manage team of 12 audit and process modification of delinquent loans
• Work with internal departments make recommendation in order to resolve workflow issues and increase productivity
• Maintain daily reports to assure achievement of daily and monthly production goals.
• Audit and review stipulated agreements with Foreclosure attorneys set up and monitor loans daily and monthly for compliance

Tapa, FL

• Manage underwriting teams for focus on sub prime past due scratch and dent portfolios dealing with bankruptcy, fraud, loss mitigation, modifications, foreclosures and repurchase recommended reviews.
• Perform quality control review on project underwriter findings; underwrite conforming and non-conforming loans to investor’s guidelines.
• Lead underwriter and quality control.
• Interface with investors, lenders and underwriters about review findings.
• Produce final reports outlining audit findings and quality assessments for lender/client review.
• Managed team who handled all facets of default review for UBS.

Tampa, FL

• Manage underwriting staff for review of sub prime Scratch and Dent portfolios.
• Managed team who handled all facets of default review for Goldman Sachs and UBS.
• Ensure loans are underwritten to investor or client guidelines.
• Produce reports of portfolio inconsistencies, potential losses, fraud, and default findings to client.