Basil Al Hasan Email and Phone Number

• Setting credit risks governance; policies, procedures, strategies, and framework of risk appetite statement with a proper management action and early warning policy• Constructing a high quality and well diversified credit portfolio by developing robust framework of credit risk reports and limits• Engaged in setting and enhancing the credit process, workflow, policies and credit authority matrix• Appraising the materiality level of the financial risks, the quality of credit portfolio, and appraising the impact of adverse stress events• Implementing Moody’s (Credit Risk Rating System) project (PDs & LGD); setting manuals and supportive documents, conducting training sessions, system configurations, ensuring the quality of data, using validating technique for PDs and developing an internal scorecard models• Engaged in implementing IFRS 9 project; (setting methodologies, awareness, Framework, and modelling)• Implementing ICAAP; (action plan, awareness, Policy, modelling, remedial actions, capital budging, reporting, assessing the financial projection of the bank) and updating the ICAAP according to regulator SREP• Implementing Basel III – CAR%; Capital components and reform, limits and minimum ratios, regulatory adjustments, capital buffers, D-SIBs, and developing its model• Analyzing, managing and allocating the capital and assets for optimal utilization• Applying the RAROC, setting the methodologies, and develop its model• Reviewing and evaluate the risks associated with all new products and activities• Managing the credit risk in the bank’s subsidiaries