Licensed Insurance Advisor
CurrentI have been in insurance since 1981 and have seen many changes and challenges. For example I had a client who paid cash for a multimillion dollar dream house. Although they insisted on getting the same coverage limit as their neighbors, I convinced the client to take a higher limit. One week after buying the house -- before they even moved in -- there was a catastrophic fire and the home was a total loss. If they had the same coverage as their neighbors, the client would not have been able to rebuild the house they lost.Another prospect I recently met with was paying $2,000 extra per year for Flood Insurance. Because I took the time to research the Flood Zone of the structure and not just the property, the prospect will get a refund for the overpayment and is now our insured.My experience means that you get the coverage that you need.