Benjamin Byrd Email and Phone Number

I am a legal executive in a commercial/community bank setting with diverse experience acquired over 20+ years in risk management, corporate governance, loan administration, deposit operations, vendor management, litigation, and human resources. * Executive Mgt - Serve on Executive Comm (EC); E-level and Mgt level decision-making; corp governance; ALM mgt; strategic planning; marketing/retail strategy; budgeting; growth initiatives.* Corporate Governance - Regulatory oversight at federal/state levels; M&As; charter flips; branch openings/closings; Federal Reserve filings; holding company advisement; shareholder agreement issues; S Corp compliance.* Vendor Mgt/Negotiation - Oversee/manage all vendor relationships, negotiate/prepare/monitor virtually all bank contracts including primary vendor agreements (core processor, e-channel products/services, treasury mgt, ALM tools, website, etc.); vendor selection/assessment/review (financials/SOC 1/SOC 2/SAS 70/SSAE 16/18).* Compliance/Training/HR/Trust - ERM, broker-dealer/Reg R compliance; conduct periodic training on loans/deposits/operations; prepare/review policies throughout organization; advise HR Director on implementation/administration of policies/procedures, advise HR Director/managers on personnel decisions including termination; RIFs; AAPs; wage/hour; manage trust department as sole trust officer.* Dispute Resolution - Oversee all bank legal matters; litigation mgt (>$1MM lawsuits); outside counsel mgt; customer complaint resolution; loan workouts in and out of bankruptcy (>$8 MM).* General Advising - Provide general legal counseling to Board of Directors, EC, executive officers, Mgt Committee, Loan Dept, Deposit Ops, internal auditor, department heads, and all other employees on a daily basis