Manage and monitor a portfolio of residential homebuilders and underwriting a range of credit products.Developing and improving Residential Construction policy and procedures.

Managed and monitored a large and diverse commercial real estate portfolio.Structured and underwrote new financings for the development, renovation and/or acquisition of commercial real estate projects.Performed extensive financial analysis of operating companies, individuals, investment properties and real estate markets.

Constructed analytical financial models designed for client presentations including financial ratios, capital structure and projectionsSupported underwriting team including Portfolio Managers and Relationship Managers in presenting financial statements including spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with bank spreading standards and credit policiesMaintained control over financial standings of customers relative to inquiries through the documentation processMaintained a compliance monitoring database tracking credit approval requirements and financial reporting requirements

Interacted with clients to enforce business development and the enhancement of client relationships while identifying cross-selling opportunities within the bankContributed in the development of new sales strategiesFostered client relationships with a goal of educating and selling financial and credit products to maximize branch revenuePerformed cash management and other various administrative tasks to ensure efficiency at the branchActed on behalf of customer relations in addressing problems or concerns

Trained in seamanship, CPR/first aid and boat handlingCompleted multiple leadership and teamwork coursesDeployed to Louisiana for BP oil spill

Lead sales team to store high sales through the use of creative sales techniquesEducated clients and sold an array of health and wellness products Managed store inventory with a goal of maximizing space and revenue

Educated clients and sold a variety of financial and insurance productsDeveloped a network of clients to generate revenue and new leads Helped clients establish budgets and set financial goals to maximize their income and other assets