Beth Germain Email & Phone Number

Toledo, Ohio Area

Sylvania, Ohio

Supported the commercial lending function by spreading and analyzing borrowers’ interim and year-end financial data on a timely basis for a portfolio of approximately 100 clients.Prepared Trend Analysis Reports and Risk Rating Models that helped Credit and Sales teams accurately price loans to reflect the appropriate levels of potential risk Provided.

Planned and performed audits of various bank areas including evaluations of internal controls, accounting procedures, and testing details of financial statement accounts; tested for compliance with various consumer laws and bank policies; summarized audit finding and developed recommendations; interfaced with outside auditors in their certification of the.