Beth Robbins Email & Phone Number

Elmira, New York, United States

Painted Post, New York

* Responsible for clerical work in the maintenance and checking of financial accounts and records* Responsible for the accurate entry of financial information into ledgers* Classify receipts and expenditures according to standard classification and make trial balances* Assist in the preparation of departmental budget and in maintaining budget control* Prepare reports for supervisor concerning financial conditions* Compile information for and prepare materials for operational costs according to policies and procedures

Painted Post, Ny

* Analyze, evaluate and present findings in the review of commercial loan proposals ranging from $5M to $250M* Consistently produce timely and accurate credit underwriting including cash flow analysis using financial tools such as Baker Hill* Ensure the property security of collateral to maximize asset growth and minimize risk exposure* Ensure compliance with credit regulation as well as internal policies and procedures* Assist and mentor Branch Managers with completion of Small Business loan applications

Naples, Ny And Corning, Ny

* Overall management of the daily operations of the branch office; including lending,supervising branch personnel, lending and maintaining security.* Responsible for making outside calls on present and prospective customers* Trained and mentored staff in addition to conducting skills assessment, performance management and development feedback* Established and achieved sales goals through effective sales management techniques* Exceeded management goals and expectations in meeting growth, sales and profit objectives

Corning, Ny

* Provided direct service to customers of the bank with respect to loans; approve or reject loan applications within my lending authority* Analyze, evaluate and present conclusions in the review of loan applications within my lending authority* Executed extensive process of loan preparation including supporting documents, loan write-ups and loan committee presentations as needed* Administered and disburse construction loans from inception to final conversion* Complied with established operating policies and procedures in order to maintain adequate controls and to support the bank’s adherence to outside regulatory requirements

Bath, New York

* Proactively assessed client's needs in order to formulate a business plan and deliver an effective solution in terms of decisioning and servicing small business, agricultural or other applicable loans for corporations and other businesses with credit needs less than $100,000* Managed and monitored a portfolio of 200+ existing small business customers* Actively prospected new commercial relationships to ensure the overall growth and success of an assigned portfolio

Bath, New York

* Analyzed applications for real estate loans and rendered a prudent lending decision based on secondary market criteria, bank policies and reasonable & customary lending practices* Participated in educational and professional activities to further technical knowledge and expertise* Provided assistance and training to the processing staff and mortgage originators* Established and cleared conditions of the commitment to lend* Monitored and approved appraisals and ensured quality control for the bank