Beverly Johnson Email & Phone Number

Charlotte, North Carolina, United States

Charlotte, North Carolina Area

Underwrite loan requests for commercial loans/lines of credit, term loans, letter of credit and corporate credit cards for profit organizations and not for profit organizations. Work with Relationship Managers and clients on appropriate loan structuring. Ensure credit policy is being adhered to and exceptions to policy are properly mitigated. Remain.

Cleveland/Akron, Ohio Area

Meets all departmental goals for quality, productivity, and turnaround time. Develop and maintain expert knowledge base of Fannie Mae and Freddie Mac underwriting requirements. Review and analyze loan files that include advance income analysis for self-employment, corporate and partnerships according to credit policy, agency guidelines and Chase overlays.

Cleveland, Ohio

Responsible for ensuring annual loan renewals, reviews and monitoring are completed in a timely manner to avoid any past dues. Provide accurate financial analysis and risk assessment of new and existing bank customers. Interprets and evaluates consumer credit bureau reports, Dun & Bradstreet business reports, Equifax business reports and public records..

Cleveland/Akron, Ohio Area

Review submitted loan application files to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flows, character, collateral and condition to honor its obligations; Verify completeness and accuracy of files; Insure that approval of new loan requests comply with loan underwriting, product and program.

Cleveland/Akron, Ohio Area

Worked closely with Direct Marketing Manager to develop and implement effective marketing campaigns for Business Banking; Executed targeted marketing campaigns and strategies using various marketing channels including direct mail, telemarketing and online marketing; Managed assigned campaigns and projects through coordination with internal and external.

Cleveland, Ohio

Managed a team of 4 employees to monitor and assess the Auto and Marine/RV Portfolio Quality; Prepared and administered performance and salary reviews and managed personnel issues; Monitored credit quality of the 6-9 rated portfolio; Prepared timely reviews of the portfolio and maintenance of the risk ratings; Developed and implemented portfolio monitoring.