Bill Harrell Email & Phone Number

• Performed and assisted in Fair Lending reviews including data quality, underwriting and pricing regression and matched pair analysis.• Performed Redlining and REMA Analysis reporting bank performance relative to peer performance.• Periodic reporting of branch locations, demographic and census related information and lending activity within Banks assessment areas.• Enhanced compliance self-assessment and review process for regulations including, but not limited to, the SAFE Act… Show more • Performed and assisted in Fair Lending reviews including data quality, underwriting and pricing regression and matched pair analysis.• Performed Redlining and REMA Analysis reporting bank performance relative to peer performance.• Periodic reporting of branch locations, demographic and census related information and lending activity within Banks assessment areas.• Enhanced compliance self-assessment and review process for regulations including, but not limited to, the SAFE Act, RESPA, TIL, FDPA, and Regulation Z.• Organized Quality Control reviews and report readiness improving preliminary report and final report processing with Senior Compliance Management and applicable lines of business.• Coached and mentored junior compliance staff in working and presenting quality control reports to Senior Compliance Management improving overall communication and report accuracy. • Created strong partnerships with Retail and Mortgage lines of business increasing overall compliance awareness. Show less

• Initiated the Bank’s Regulation B Adverse Action assessment partnering with lending lines of business to reduce error ratios and meet regulatory timing requirements.• Organized credit application project to analyze and identify credit reports obtained with no corresponding application in loan origination system.• Participated in creating the Red Flag ID Theft Risk Assessment Heat Map and formulated the Bank’s overall risk for the Board of Directors. • Enhanced organizational… Show more • Initiated the Bank’s Regulation B Adverse Action assessment partnering with lending lines of business to reduce error ratios and meet regulatory timing requirements.• Organized credit application project to analyze and identify credit reports obtained with no corresponding application in loan origination system.• Participated in creating the Red Flag ID Theft Risk Assessment Heat Map and formulated the Bank’s overall risk for the Board of Directors. • Enhanced organizational compliance awareness utilizing BAI Online training modules and self-assessment program. • Participated in Quality Control, Compliance Alliance, and Fair Lending Committees. Show less