Credit Director
Current
Aug 2023 - Present
AeroLeads people directory · profile
Billy Gaffney Email & Phone Number
Credit Executive at Virgin Money
at
Virgin Money
1 work email found
@virginmoney.com
LinkedIn matched
✓ Verified Jul 2026
4 data sources
Profile completeness 100%
Current company
Role
Credit Executive at Virgin Money
Location
Greater Glasgow Area, United Kingdom
Company size
Who is Billy Gaffney? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Billy Gaffney is listed as Credit Executive at Virgin Money at Virgin Money, a with 875 employees, based in Greater Glasgow Area, United Kingdom. AeroLeads shows a work email signal at virginmoney.com and a matched LinkedIn profile for Billy Gaffney.
Billy Gaffney previously worked as Credit director at Virgin Money and Credit Executive at Virgin Money. Billy Gaffney holds Bachelor Of Arts (Ba), Business Studies from The Open University.
Company email context
Email format at Virgin Money
This section adds company-level context without repeating Billy Gaffney's masked contact details.
{first}.{last}@virginmoney.com
86% confidence
AeroLeads found 1 current-domain work email signal for Billy Gaffney. Compare company email patterns before reaching out.
Profile bio
About Billy Gaffney
Currently working as a Credit Executive for Virgin Money UK working in the specialist sector team with primary focus on the Agricultural sector.I have worked in Banking for 18 years in various roles both front line and risk functions. Personal Account: Any views expressed are my own personal thoughts & not those of Virgin Money.
Listed skills include Debt Restructuring, Mergers, Leveraged Finance, Commercial Banking, and 17 others.
Current workplace
Billy Gaffney's current company
Company context helps verify the profile and gives searchers a useful next step.
Virgin Money
8 roles
Billy Gaffney work experience
A career timeline built from the work history available for this profile.
Credit Executive
Jul 2021 - Sep 2023
Credit Executive
Key Job role responsibilities centre around the credit decisioning of higher level business Lending proposals for the sector team with focus on the Agricultural sector.
Sep 2020 - Jul 2021
Trading Manager
Cybg Plc
Covering the whole of the UK focusing on trading business within the Corporate and structured finance portfolio for Clydesdale and Yorkshire Bank. The role is to support business portfolio managers across the country, in the early identification of connections which are demonstrating signs of deterioration. Developing strategic actions plans to address the issues and support business management in implementing turnaround plans. Undertaking sector and other ad hoc reviews, focusing on the impact that market changes will have on the lending book and asset quality.
Jun 2017 - Oct 2020
Associate Director
Working in the Structured and Acquisition Finance team in Scotland where we are responsible for sourcing, structuring and completing transactions where there will be a high degree of leverage in the business, e.g. MBOs, MBIs Acquisitions etc. I also work with existing mid to large corporate clients supporting their growth plans by providing suitable debt packages and providing support with other aspects of their business.
Oct 2012 - Jun 2017
Associate
Clydesdale Bank
Working in the acquisition team in Scotland where we are responsible for sourcing, structuring and completing transactions where there will be a high degree of leverage in the business, e.g. MBOs, MBIs Acquisitions etc. Also part of a specialised team which looked at commercial marine transactions and also aviation.
Jun 2008 - Oct 2012
Apr 2007 - Jun 2008
Jun 2004 - Apr 2007
Team & coworkers
Colleagues at Virgin Money
Other employees you can reach at virginmoneyukplc.com. View company contacts for 875 employees →
JB
Julia Banas
Colleague at Virgin MoneyPaisley, Scotland, United Kingdom
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MG
Matthew Garner
Colleague at Virgin MoneyEdinburgh, Scotland, United Kingdom
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TC
Theresa Cumming
Colleague at Virgin MoneyElgin, Scotland, United Kingdom
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BO
Bernard Ofori-Yeboah
Colleague at Virgin MoneyGreater Glasgow Area, United Kingdom
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GF
Gordon F.
Colleague at Virgin MoneyGlasgow, Scotland, United Kingdom
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SJ
Shannon Johnson
Colleague at Virgin MoneyUnited Kingdom
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LC
Lauren Carey
Colleague at Virgin MoneyRutherglen, Scotland, United Kingdom
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DL
Demi Lurinsky
Colleague at Virgin MoneyClydebank, Scotland, United Kingdom
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ME
Matty Ebblewhite
Colleague at Virgin MoneyNewcastle Upon Tyne, England, United Kingdom
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EM
Eilish Mccolgan
Colleague at Virgin MoneyUnited Kingdom
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Julia Banas
Colleague at Virgin MoneyPaisley, Scotland, United Kingdom
View →
MG
Matthew Garner
Colleague at Virgin MoneyEdinburgh, Scotland, United Kingdom
View →
TC
Theresa Cumming
Colleague at Virgin MoneyElgin, Scotland, United Kingdom
View →
BO
Bernard Ofori-Yeboah
Colleague at Virgin MoneyGreater Glasgow Area, United Kingdom
View →
GF
Gordon F.
Colleague at Virgin MoneyGlasgow, Scotland, United Kingdom
View →
SJ
Shannon Johnson
Colleague at Virgin MoneyUnited Kingdom
View →
LC
Lauren Carey
Colleague at Virgin MoneyRutherglen, Scotland, United Kingdom
View →
DL
Demi Lurinsky
Colleague at Virgin MoneyClydebank, Scotland, United Kingdom
View →
ME
Matty Ebblewhite
Colleague at Virgin MoneyNewcastle Upon Tyne, England, United Kingdom
View →
EM
Eilish Mccolgan
Colleague at Virgin MoneyUnited Kingdom
View →
1 education record
Billy Gaffney education
FAQ
Frequently asked questions about Billy Gaffney
Quick answers generated from the profile data available on this page.
What company does Billy Gaffney work for?
Billy Gaffney works for Virgin Money.
What is Billy Gaffney's role at Virgin Money?
Billy Gaffney is listed as Credit Executive at Virgin Money at Virgin Money.
What is Billy Gaffney's email address?
AeroLeads has found 1 work email signal at @virginmoney.com for Billy Gaffney at Virgin Money.
Where is Billy Gaffney based?
Billy Gaffney is based in Greater Glasgow Area, United Kingdom while working with Virgin Money.
What companies has Billy Gaffney worked for?
Billy Gaffney has worked for Virgin Money, Clydesdale Bank, and Cybg Plc.
Who are Billy Gaffney's colleagues at Virgin Money?
Billy Gaffney's colleagues at Virgin Money include Julia Banas, Matthew Garner, Theresa Cumming, Bernard Ofori-Yeboah, and Gordon F..
How can I contact Billy Gaffney?
You can use AeroLeads to view verified contact signals for Billy Gaffney at Virgin Money, including work email, phone, and LinkedIn data when available.
What schools did Billy Gaffney attend?
Billy Gaffney holds Bachelor Of Arts (Ba), Business Studies from The Open University.
What skills is Billy Gaffney known for?
Billy Gaffney is listed with skills including Debt Restructuring, Mergers, Leveraged Finance, Commercial Banking, Banking, Credit, Acquisitions, and Finance.
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