Brad Neighbors Email & Phone Number

I am a partner in Bradley’s Banking and Financial Services Practice Group. I use my experience in finance and law to counsel financial institutions in all aspects of the financial services industry, including regulatory compliance, vendor risk management, corporate governance, and M&A. My work also extends to representing insurance companies on regulatory and compliance matters.I serve a wide range of financial institution clients, from community banks to large regional banks, as well as non-bank financial institutions such as credit unions, finance companies or other businesses that offer in-house financing for their own goods and services. I also represent insurance company clients on regulatory and compliance matters.I assist my clients in staying on top of ever-changing privacy and data security issues. My relationship skills and legal acumen have aided in the formation of new banks, successful bank mergers, and the implementation of practical compliance solutions.

I am a Partner in the Birmingham office of Balch & Bingham LLP where I am a member of the Financial Services and Transactions section. My practice focuses on representation of financial institutions ranging from community banks to large regional institutions.I regularly provide counsel on compliance with federal and state banking and consumer finance statutes and regulations, including the Truth in Lending Act (TILA), Electronic Fund Transfer Act (EFTA), Fair Credit Reporting Act (FCRA), Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Servicemembers Civil Relief Act (SCRA), Fair and Accurate Credit Transactions Act (FACTA), Community Reinvestment Act (CRA), Fair Debt Collection Practices Act (FDCPA), the privacy provisions of the Gramm-Leach-Bliley Act (GLBA), and laws prohibiting unfair, deceptive, and abusive acts or practices (UDAAP), among others.I also assist financial institutions with a wide range of corporate and securities matters such as corporate governance, mergers and acquisitions, capital raising and securities offerings, Board and stockholders meetings, contract negotiations, and formation of new banks and bank holding companies.In addition to financial institutions, I have experience representing insurance companies on regulatory and compliance matters, including seeking regulatory approvals related to insurance company activities in front of state insurance Commissioners. I also represent clients in privacy and electronic data security matters where I assist clients in taking the necessary steps to protect themselves against data breaches, provide counsel concerning company-wide policies and programs to ensure compliance with state and federal laws, and advise on how to respond to data security breaches.

Juris Doctor, Law

Bachelor Of Science, Finance