Bob Lyons Email & Phone Number

Incline Village, Nevada

Consulting to the Payment card industry. Fully versed on user and technical sides of the business. Former banker, understands customer needs and motivations. Client list is unfortunately confidential.

Incline Village, Nevada.

Bob has joined Chase International Real Estate after 43 years in high tech, most recently with HP. Prior to HP Bob was a Director with Visa International in Foster City, Ca. Other employment included Citibank on Wall Street, various credit card processing companies and Bob worked / lived in Australia for three years. Bob managed two data centres with over 200 employees at age 30.

Cupertino, Ca

Create and execute global strategy for wholesale and consumer payment solutions. Improve BPO service offering for HPES. Worked with 42 software partners on a WW basis to promate HP with solutions running on HPUX, Windows and HP NonStop hardware platforms. Subject matter expert on payments and card systems; attended multiple Executive Briefing meetings with HP customers and prospects at the C level. Well versed in mobile payments, fraud detection (neural net, velocity checking and conditional probability statements based on Bayes' Theorem) back office card systems, loyalty / reward systems, front end payment systems. Bob posesses the ability to marry the hardware platform to be software application best suited to optimize performance. Featured speaker on cards and payments at the London School of Ecomonics. Resume available upon request.

Responsible for sales, marketing and development of an AS/400 based cardholder and merchant accounting system targeted to emerging markets. Sold 24 licenses within two years, primarily in LA region due to superior multi-currency capabilities of the applications. Bob served on multiple committees, including those who created AVS and CVV. Reviewed and recommended updates / changes to Visa Operations Regulations Manuals. (Op Regs)

Us East Coast, Us West Coast, Australia, New Zealand, Indonesia

Summary of previous work experience. Began career in 1969 as a chargeback clerk, became Settlement manager at age 20 and moved to the West Coast to head up a project to clean up a descriptive billing conversion in 1977. Obtained excellent detailed knowledge of applications and back office operations. Bob was on the first ABA committee when Dr. John Atalla proposed the creation and validation of PIN numbers. VP of Business Development for Associates Corporation, moved to Australia (1986 - 1989) and consulted for ANZ Upon returning to the US, worked for Visa International. Hired by Tandem Computers in 1995, which is now part of HP.

Mba, International Management, 3.78 Gpa

Bachelor'S Degree, Marketing And Finance

Activities and Societies: Golf Team

Bachelor Of Science (Bs), Management, Minor In Marketing

Activities and Societies: Golf Team. 4 Handicap.