Bobby Fox Email & Phone Number

Virginia Beach, Virginia, United States

Norfolk, Virginia Area

Quickly assess and process business and personal financial information and determine proper structure, terms and feasibility for borrowers in a variety of industries such as manufacturing, contracting, medical, service, restaurant, retailers, wholesalers, commercial real estate, etc.

 Maintained full responsibility for underwriting, monitoring, and approving all new and existing commercial loans for a $330 million credit union. Negotiated terms and conditions on all commercial loans.  Trained and coached the Business Development Officers and Executive Management Team on commercial lending.

 Originated and managed a $212 million commercial loan portfolio (consisting of commercial real-estate, C & I, and private banking loans) along with other ancillary products and services such as deposits, cash management, underwriting and loan monitoring.  Successful in establishing trust and rapport with numerous financial organizations to ensure exceptional communication flow, effective and efficient delivery of business services.

 Organized introductions and joint calling efforts with other departments such as Treasury Management, Foreign Exchange, Derivatives, etc.  Coached and mentored less experienced associates with their commercial banking skills. Maintained accountability for a $252 million loan portfolio that was comprised of operating lines of credit, commercial real estate and term loans.

 Successfully completed an intensive and formal commercial loan underwriting and sales program.  Cultivated positive and enduring relationships with a diverse clientele.  Reviewed and underwrote a variety of commercial loan requests for new and existing commercial clients with annual revenues exceeding $5 million.