Partnered with marketing, underwriting and claims departments to develop agreements based on letters of intent documents and legal research.Maintained and executed Individual Life and Individual Disability Income and Group Life, Group Accidental Death and Dismemberment, Group Long Term Disability and Group Credit and Debt Protection agreements for 30 clients.Contributed insight in support of agreement terms, pricing and competitor analysis.

Managed product development and approval process for all extended warranty products, including vehicle service contracts, tire-and-wheel protection and guaranteed asset protection (GAP) product coverage offered through automobile and motorcycle dealerships on a nationwide basis. Provided analysis,review and interpretation of all regulations to executives, offering insight into marketplace that impacted marketing and operational decisions.Reviewed marketing materials for legal compliance and legal risk management, providing legal advice aiding creation of legally permissible documents.

Provided compliance reviews of life, health and medicare supplement insurance products to achieve business initiatives for current and future product development. Designed policy forms and prepared product filings.Participated in implementation teams and provided guidance and leadership to business units

I managed staff of 5 in design and implementation.Provided review and analysis of state insurance regulations,securing timely approvals.

I managed lines of business including debt protection / debt cancellation, credit insurance for credit cards and single premium products, and consumer goods protection, including mobile electronics, involuntary unemployment insurance (IUI). Directed staff of 14 in 2 locations.Instructed and educated account management of compliance issues that impacted business, provide customizes solutions to ensure all forms, rates, and marketing materials complied with applicable laws.Expedited marketing of new rates and forms on a nationwide basis by securing approval for changes resulting from regulatory changes in multiple states.Led initiatives to secure timely approval on a nationwide basis, a new product accomplished through positive working relationships with key people in the majority of insurance products.

I monitored, reviewed, analyzed and reported on proposed legislation and regulations affecting insurance products. Represented Assurant Solutions at state insurance department meetings, legislative hearings and insurance industry conferences.Worked with business units to ensure compliance with new laws and regulations.Developed excellent working relationships through coalitions with trade associations and other company personnel to focus on several insurance initiatives, promoting legislative change and regulatory advocacy.

Managed team to ensure compliance with state laws and regulations for credit life credit disability, credit involuntary unemployment insurance and credit property insurance.Served as compliance liaison for new product implementation team, reviewed and approved product specifications, managed regulatory changes and coordinated form changes.