Derek Bonney Email & Phone Number

Lake Hallie, Wisconsin, United States

Eau Claire, Wisconsin, United States

Develop a wide array of relationships to serve a vast diversity of customers from teller functions, personal lines/loans, credit cards, home equity loan and lines, and notary public servicesManage teller cash drawers, coin machines, and vaults, as well as conduct wire transfersEstablish deposit accounts-checking, savings, CD’s, minor, & trust for consumers and businessesMaintain extensive knowledge of a multitude of lending products to match customer’s needsConduct Notary Public duties for U.S. Bank customersIdentify opportunities and recommend mortgage products such as equity loans and lines of creditSelected to serve as member of a focus group to improve processes for all CRC’s of U.S. Bank

Eau Claire, Wisconsin Area

Inbound Consumer Loan Officer (CLO)Inbound CLO's are responsible for handling all applications sent from Business Development Officers (BDO) at MCU through their network of referral partners, working directly with members, BDO's, and referral partners to close loans, handling and managing a pipeline of between 10-20 applications on any given day. We are also responsible for the credit bureau reviews, mild underwriting review, gathering documents to conduct loan closings, and selling additional products such as Checking, Savings, Debt Protect, GAP insurance, Automatic Payments, and Direct Deposit.Additional duties include:-Interview consumer loan applicants. Assist member in completing loan applications over the phone and/or electronically.-Collate, analyze, and evaluate information & documentation in support of loan applications.-Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances. -Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants-Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing. -Manage loan closing process with customers.-Recommend loan modifications and/or debt restructuring as appropriate based upon borrower circumstances.

3755 Oakwood Mall Drive, Eau Claire, Wi 54701

LEAD Program graduate, one of two reps selected to be a key holder for store operations, only sales rep selected for inventory management access. Frontline for Verizon, sales/customer service. Develop long term relationships with my customers. Discover solutions for my customers to enhance their everyday lives through wireless services. Master knowledge of several computing systems as well as historic knowledge of current and legacy plan costs/discounts/promotions/restrictions.

Chippewa Falls, Wisconsin

Professional photographer, trained by Mayo Clinic's leading photographer. Developed agreements, contracts, and media releases.

Eau Claire, Wisconsin Area

Second photographer for weddings. Assist in large scale photo shoots, setup, tear downs. Cull and process camera RAW images for distribution.

Recon and maintain all military float and fixed bridges, convoy security operations, develop and train young soldiers transitioning into the Army. Operated military machinery used in the success of the mission. Machines range from Humvee's, Combat Bridge Transporters (CBT), LMTV's, and MRAP's.Active Duty 2008-2009, deployed to Operation Iraqi Freedom. Army Commendation Medal, Iraq War Campaign Medal.

Bachelor Of Business Management (Bbm), Marketing

Activities and Societies: Program Advisory Committee.

Associate Of Applied Sciences, Post Production, Audio Engineering

Activities and Societies: Capstoned in Post Production