• Create a develop working relationships with prospective home buyers and sellers • Counsel clients in market conditions, prices, and mortgages • Understand and delivery on client needs • Review purchase contracts to ensure terms are met• Facilitate negotiations between buyers and sellers • Coordinate and partner with local title and mortgage companies

• Developed Independent Property and Casualty Agency• Specializing in Commercial Lines of business

•Business development in the commercial property and casualty line including general liability, workers compensation, property •Worked closely with policy holders to deliver and explain policies, analyze business insurance programs•Provided clients with recommendations to provide tailored coverages based on their exposure•Interviewed prospective clients to obtain data about their financial resources and needs, the physical condition of the property to be insured, and to discuss any coverages. •Developed a diverse clientele base primarily through existing relationships and referrals.•Ensured that policy requirements were fulfilled, including appropriate forms. •Conferred with clients to obtain and provide information when claims were made on a policy•Followed up with customers to provide service, endorse and renew policies, and collect on outstanding bills. •Completed administrative tasks such as filling out applications and documenting client interactions.

• Provided support with senior management• Provided supervision in the consumer lending department• Managed and supervised loan officers assigned to making decisions on credit, financial , employment and collateral consideration • Development new portfolio in residential mortgage and commercial loans• Proficiency in relevant computer applications specific to the banking industry• Conducted negotiations on behalf of the bank in loan matters• Worked effectively with outside legal counsel in regard to structuring of business loans • Provided guidance in the process of repossession and foreclosure activities