Brad Mitchell

Brad Mitchell Email and Phone Number

Licensed Mortgage Broker @ The Capital Financial Group
West Palm Beach, FL, US
Brad Mitchell's Location
West Palm Beach, Florida, United States, United States
Brad Mitchell's Contact Details
About Brad Mitchell

Experienced Compliance Specialist with a demonstrated history of working in the mortgage industry. Skilled in Mortgage post-closing and compliance, Mortgage Lending, and Shipping. A strong mortgage professional with more than 15 years of experience in this industry.

Brad Mitchell's Current Company Details
The Capital Financial Group

The Capital Financial Group

View
Licensed Mortgage Broker
West Palm Beach, FL, US
Brad Mitchell Work Experience Details
  • The Capital Financial Group
    Licensed Mortgage Broker
    The Capital Financial Group
    West Palm Beach, Fl, Us
  • Merchant Lynx Services
    Risk Analyst
    Merchant Lynx Services May 2024 - Present
  • A&D Mortgage Llc
    Mortgage Loan Officer
    A&D Mortgage Llc Mar 2024 - Present
    West Palm Beach, Florida, United States
  • A&D Mortgage
    Senior Post Closer
    A&D Mortgage Jun 2020 - Present
  • Usa  Mortgage
    Compliance Specialist
    Usa Mortgage Aug 2018 - Jun 2020
    Greater St. Louis Area
    Perform pre-funding QC audits of loans final underwriting approved,but not yet closed• Review and remediate audit findings from third-party QC vendors.• Summarize and log audit findings in the QC System for reportingpurposes.• Participate in the development of future enhancements to the loanaudit process.• Conduct vendor sampling audits of third-party QC vendors.• All other compliance-related assignments as required foragency/regulatory compliance•… Show more Perform pre-funding QC audits of loans final underwriting approved,but not yet closed• Review and remediate audit findings from third-party QC vendors.• Summarize and log audit findings in the QC System for reportingpurposes.• Participate in the development of future enhancements to the loanaudit process.• Conduct vendor sampling audits of third-party QC vendors.• All other compliance-related assignments as required foragency/regulatory compliance• Perform audit/underwriting type reviews of select files after loans havebeen final underwritten by mortgage staff after closing. Reviewa minimum of 10% of files underwritten each day. Will reviewConventional, FHA and USDA mortgage loans.• Summarize and log audit findings for reporting purposes.• Participate in the development of future enhancements to the loan auditprocess. Show less
  • Homestead Financial Mortgage
    Post Closer
    Homestead Financial Mortgage Jun 2016 - May 2018
    Chesterfield, Mo
    Performed QC audits on loans assigned to me prior to closing in an effort to minimize errors and as aresult, loans were purchased in a timely manner. • Responsible for shipping files electronically to the investor before the rate lock expires. • Aggressively tackled and cleared post-closing conditions and getting the loans sold to the secondarymarket before occurring channel fees, saving the company thousands per month. • Helped management find more efficient ways to track… Show more Performed QC audits on loans assigned to me prior to closing in an effort to minimize errors and as aresult, loans were purchased in a timely manner. • Responsible for shipping files electronically to the investor before the rate lock expires. • Aggressively tackled and cleared post-closing conditions and getting the loans sold to the secondarymarket before occurring channel fees, saving the company thousands per month. • Helped management find more efficient ways to track the status of loans through my knowledge ofEncompass. • Assisted underwriting by finalizing DU/LP on all loans to ensure all information was accurate, therebyallowing underwriters to focus more on their primary objectives and reducing underwriting turn-times. Show less
  • Gershman Mortgage
    Post Closer
    Gershman Mortgage Aug 2015 - Jan 2016
    Clayton, Mo
    Reviewed closing documents and resolved audit identified defects/errors. • Responsible for obtaining new suspense issues from all investors, reviewing deficiency to ensure it isaccurate and work to cure if valid. • Assisted with pre-audit, packaging and shipment of all files to investors. • Responsible for handling all escalated items and suspense disputes. • Responsible for the daily monitoring of Mandatory Commitment Locks, jumbo loans and post-closeissue reports… Show more Reviewed closing documents and resolved audit identified defects/errors. • Responsible for obtaining new suspense issues from all investors, reviewing deficiency to ensure it isaccurate and work to cure if valid. • Assisted with pre-audit, packaging and shipment of all files to investors. • Responsible for handling all escalated items and suspense disputes. • Responsible for the daily monitoring of Mandatory Commitment Locks, jumbo loans and post-closeissue reports • Assisted in work-flow management for a team including coaching, monitoring daily reports andresolved escalated issues. Show less
  • Citi
    Suspense Coordinator
    Citi Feb 2014 - Jul 2015
    Greater St. Louis Area
    I handle a large pipeline of loans that have both critical and non-critical suspense items that require resolution. The majority are loans that will be sold, however; I also am responsible for curing the suspense items on both Portfolio and sold loans.• Maintain a large pipe-line of both National and Non-National Vendors • Review closed loan packages for errors on closing documents • Responsible for communicating document errors to both vendor and borrower and providing… Show more I handle a large pipeline of loans that have both critical and non-critical suspense items that require resolution. The majority are loans that will be sold, however; I also am responsible for curing the suspense items on both Portfolio and sold loans.• Maintain a large pipe-line of both National and Non-National Vendors • Review closed loan packages for errors on closing documents • Responsible for communicating document errors to both vendor and borrower and providing aresolution to cure the suspense • Responsible for the receiving and shipping of files Show less
  • Mid Nation Mortgage
    Loan Documentation Specialist
    Mid Nation Mortgage May 2011 - Mar 2013
    Greater St. Louis Area
    Reviewed complete loan packages for errors, specifically for recorded errors.Developed an error tracking system to provide management in an effort to assist with identifying problematic trends to be utilized for coaching associates.Responsible for the tracking and filing of all in-coming and outgoing files
  • The Privatebank
    Post Closing Manager
    The Privatebank Apr 2010 - Apr 2011
    Greater St. Louis Area
    Reviewed closing documents and resolved audit identified defects/errors. • Responsible for contacting external customers and internal business partners to assist in correctingclosing issues, documentation errors and/or system discrepancies. • Assisted with pre-audit, packaging and shipment of all files to investors. • Responsible for handling the preparation of files and any investigative work involved with bothinternal and external audits of loans closed. • Handled all… Show more Reviewed closing documents and resolved audit identified defects/errors. • Responsible for contacting external customers and internal business partners to assist in correctingclosing issues, documentation errors and/or system discrepancies. • Assisted with pre-audit, packaging and shipment of all files to investors. • Responsible for handling the preparation of files and any investigative work involved with bothinternal and external audits of loans closed. • Handled all final documents such as Final recorded Deed/Titles, ensured they were logged properlyand sent back to the investor in a timely manner. • Maintained a pipeline of funding that exceeded 30MM per month a majority of the time including arecord month of over 40MM. • Assisted in work-flow management for a team including coaching, monitoring daily reports andresolve escalated issues. Show less
  • Dataverify
    Loan Fraud Investigator
    Dataverify Oct 2009 - Jan 2010
    Greater St. Louis Area
    Review loan applications, income and asset conditions from origination loan documentation formisrepresentation of income, assets and occupancy. • Perform audits on underwriter files and ensured underwriter conformed to proper guidelines andcalculated income correctly. • Complete fraud checks and re-verification of employment using Lexis Nexis and "The Work Number".
  • Wells Fargo
    Loan Documentation Specialist
    Wells Fargo Jan 2000 - Sep 2008
    Greater St. Louis Area
    • Experience and seasoned knowledge of Fannie Mae requirements. • Ordered and reviewed titles, appraisals, prior to loan conditions and approved all that were within myunderwriting authority. • Assist Sales Partners on rates & structuring of loans to meet Wells Fargo guidelines & standards • Maintained a large pipe-line of loans (80 to 100) per month. • Underwrote loans and ensured they met FANNIE MAE guidelines. • Performed closing functions on all files during the… Show more • Experience and seasoned knowledge of Fannie Mae requirements. • Ordered and reviewed titles, appraisals, prior to loan conditions and approved all that were within myunderwriting authority. • Assist Sales Partners on rates & structuring of loans to meet Wells Fargo guidelines & standards • Maintained a large pipe-line of loans (80 to 100) per month. • Underwrote loans and ensured they met FANNIE MAE guidelines. • Performed closing functions on all files during the processing of the file including all post-closingresponsibilities. • Provided feedback to underwriting team, sales partners and management staff to help incorporatemethods to increase productivity and maximize efficiency. • Searched alternative solutions using my mortgage knowledge to better service our clients and helpeducate new sales partners. Show less

Brad Mitchell Skills

Mortgage Banking Post Closing Shipping Mortgage Underwriting Suspense Microsoft Office 2007 Microsoft Excel Loans Typing Customer Service

Brad Mitchell Education Details

Frequently Asked Questions about Brad Mitchell

What company does Brad Mitchell work for?

Brad Mitchell works for The Capital Financial Group

What is Brad Mitchell's role at the current company?

Brad Mitchell's current role is Licensed Mortgage Broker.

What is Brad Mitchell's email address?

Brad Mitchell's email address is bm****@****age.com

What schools did Brad Mitchell attend?

Brad Mitchell attended Florissant Valley Community College, Mccluer North High School.

What are some of Brad Mitchell's interests?

Brad Mitchell has interest in Cooking, Wine Tasting, Games, Camping, Sports.

What skills is Brad Mitchell known for?

Brad Mitchell has skills like Mortgage Banking, Post Closing, Shipping, Mortgage Underwriting, Suspense, Microsoft Office 2007, Microsoft Excel, Loans, Typing, Customer Service.

Not the Brad Mitchell you were looking for?

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.