Brett Joseph

Brett Joseph Email and Phone Number

Senior Underwriter | Expert in Conventional, FHA, VA, and Non-QM Loans @ Sistar Mortgage Company
sterling heights, michigan, united states
Brett Joseph's Location
Royal Oak, Michigan, United States, United States
Brett Joseph's Contact Details

Brett Joseph personal email

n/a
About Brett Joseph

With nine years of expertise in the mortgage underwriting sector, I thrive on ensuring loan quality and client satisfaction at Sistar Mortgage. My core competencies include comprehensive knowledge of conventional and government loan types, exceptional problem-solving skills, and a steadfast commitment to maintaining rapid response times. Our mission aligns perfectly, focusing on integrity, efficiency, and client-centric services, where I contribute with a diverse perspective and relentless pursuit of excellence.In my current role, I've honed my ability to work closely with investors, handling post-close inquiries and audits with agility and expertise. I take pride in maintaining a one-day turnaround on new submissions and conditions, demonstrating a blend of speed and accuracy that enhances our team's performance. My previous leadership experience as an Underwriting Team Lead at United Wholesale Mortgage has been instrumental in shaping my skill set in production management, client relationship building, and coaching other underwriters towards shared goals.

Brett Joseph's Current Company Details
Sistar Mortgage Company

Sistar Mortgage Company

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Senior Underwriter | Expert in Conventional, FHA, VA, and Non-QM Loans
sterling heights, michigan, united states
Employees:
66
Brett Joseph Work Experience Details
  • Sistar Mortgage Company
    Senior Underwriter
    Sistar Mortgage Company Aug 2021 - Present
    Sterling Heights, Michigan, United States
    Experienced Underwriter for all loan types including Conventional, FHA, VA and Non-QM. Works directly with investors to assist in resolving post-close questions or audits. Maintains one day turn times on all new submissions assigned and all conditions received on loans after initial underwrite.
  • Mutual Of Omaha Mortgage
    Senior Underwriter
    Mutual Of Omaha Mortgage Jun 2020 - Jul 2021
  • United Wholesale Mortgage
    Underwriting Team Lead
    United Wholesale Mortgage Jan 2017 - Jun 2020
    Troy, Michigan
    - Lead 12-14 Underwriters to ensure production, client service and loan quality goals are met.- Complete, on average, 3 underwrites per day to ensure personal production goals are met.- Hold monthly meetings with team members to discuss performance and coach on opportunities.- Review escalations from internal and external clients to ensure investor guidelines and company overlays are followed.- Occasionally visit external clients to gain a greater knowledge of our mortgage brokers and their businesses.
  • United Wholesale Mortgage
    Senior Underwriter
    United Wholesale Mortgage May 2016 - Jan 2017
    Troy, Michigan
    - Complete, on average, 7 underwrites per day to ensure personal production goals are met.- Extensive knowledge of FNMA, FHLMC and FHA guidelines so all investor and company requirements are satisfied.- Build relationships with loan officers and processors by upholding all call scoring standards set forth.- Maintain near-perfect loan quality while ensuring zero repurchases on loans from investors.- Full review of income, credit, assets and collateral at initial underwrite to set the loan up for success.
  • United Wholesale Mortgage
    Underwriter Ii
    United Wholesale Mortgage Jun 2015 - May 2016
    Troy, Michigan
    - Gain knowledge of FNMA, FHLMC and FHA guidelines so all investor and company requirements are satisfied.- Review credit, assets, title and collateral after initial underwrite to clear the outstanding conditions so the loan can move to closing.- Uphold elite client service standards by calling the client every time their loan is reviewed.
  • Cg Financial Services
    Intern
    Cg Financial Services May 2014 - May 2015
    Haslett, Michigan
    - Promotion of financial services to targeted Michigan businesses. - Working within a team with a direct impact to the success of the team’s financial advisor.- Assisting financial advisors in gathering information needed for clients and preparing for meetings.- Prepare, on average, 25 financial documents and spreadsheets per week to assist the needs of clients.- Prepare comprehensive retirement plan enrollment kits for firms with newly-eligible employees.- Create health and ancillary insurance spreadsheets to compare current plans to quoted plans and prepare change paperwork when necessary.- Communicate with insurance and annuity companies to gather client information to assist the advisor's needs.

Brett Joseph Skills

Microsoft Office Teamwork Customer Service Microsoft Excel Telephone Skills Sales Inventory Management Time Management Powerpoint Microsoft Word Social Media Social Networking Retail Outlook Retail Sales Critical Thinking Data Entry Facebook Mac Marketing Cashiering Team Leadership Microsoft Access Morningstar Smartoffice Leadership Communication U.s. Federal Housing Authority Fnma Fhlmc Mortgage Underwriting Organizational Leadership Client Relations Mortgage Industry Customer Satisfaction Interpersonal Skills Problem Solving Organization Skills

Brett Joseph Education Details

Frequently Asked Questions about Brett Joseph

What company does Brett Joseph work for?

Brett Joseph works for Sistar Mortgage Company

What is Brett Joseph's role at the current company?

Brett Joseph's current role is Senior Underwriter | Expert in Conventional, FHA, VA, and Non-QM Loans.

What is Brett Joseph's email address?

Brett Joseph's email address is bj****@****uwm.com

What schools did Brett Joseph attend?

Brett Joseph attended Michigan State University.

What are some of Brett Joseph's interests?

Brett Joseph has interest in Social Services, Children, Civil Rights And Social Action, Poverty Alleviation, Disaster And Humanitarian Relief, Human Rights, Animal Welfare, Health.

What skills is Brett Joseph known for?

Brett Joseph has skills like Microsoft Office, Teamwork, Customer Service, Microsoft Excel, Telephone Skills, Sales, Inventory Management, Time Management, Powerpoint, Microsoft Word, Social Media, Social Networking.

Who are Brett Joseph's colleagues?

Brett Joseph's colleagues are Edward Platte, Andrew Javier, Mandana Lezgi-Azarbayjan, Susy Carr, Nooshi Nikpour, Sanjeev Malhotra, Jackie Mcgill.

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