Originated $3MM to $20MM+ construction, permanent, and interim/bridge commercial real estate investments for a multi billion dollar real estate portfolio. Placed several commercial real estate permanent loans with institutional investors, LifeCo’s as well as to the CMBS markets. Analyzed and underwrote dozens of transactions for some of the nation’s largest developers and commercial real estate institutions.  Managed the analysis process and oversaw the financial due diligence for the banks’ Sacramento branch and underwrote over $200MM in debt. Successfully assisted in managing a $400MM+ real estate portfolio.

Originated C&I and Real Estate loans and analyzed business/personal financial statements to determine credit worthiness. Successfully maintained and grew a several million dollar commercial loan portfolio and worked together with business owners to make financing decisions.Underwrote business lines of credit, and term loans in various industries to present for credit approval. Proficient in Tax Analysis/Risk Analyst, creating Excel spreadsheets and UCA cash flow analysis.

Participated with clients in financial analysis of their business and potential exit valuations.Compiled HIT industry benchmarks for public companies, and establishing valuations.Researched and produced reports identifying companies to purchase in the HIT niche market.Attended industry conferences and identified companies of interest to Cornerstone and attended meetings with prospective clients and investors.Trained on multiple valuation and modeling techniques.

Managed 15 other representatives through mentoring, training, and evaluating. Delivered humanitarian aid to Filipino citizens.