Experienced strategic and successful business leader with significant experience driving results, improving Total Cost of Risk and improving corporate performance. Direct Responsibility for international insurance placement, risk financing, claims management and loss control & safety for a international company with 200,000 employees in 9000 locations. - Reducing cost through TPA selection/management - Negotiating carrier & broker fee's for cost savings - Review and Analyze actuarial reports for Letter of Credit reductionEffectively managed a nationwide loss control group of 3 reps, reducing the loss ratio by 13% on a $60 million book of small/medium business risks.Developed a comprehensive risk management program and achieved a frequency reduction of 40%, which translated in a saving of over $2,000,000 in 2 years at diversified construction group.Deep Industry knowledge of insurance underwriting, claims management and safety/loss control.