Bryan Long Email & Phone Number

Dallas/Fort Worth Area

Dallas/Fort Worth Area

Disys Inc.–AML Investigator October 2017-August 2018Mitigates risk to the bank by understanding and adhering to Anti-Money Laundering (AML), Bank Secrecy Act, OFAC the USA Patriot act, policies and procedures applicable to consumer lending. • Audited and obtained evidence by pulling transaction records and collect documentation supporting analytical findings to generate SAR. • Used Actimize Software to obtain data to generate SAR. • Responsible for making recommendations to approve/decline new or existing client relationships under AML/KYC guidelines• Performed and mitigated AML Investigations utilizing LexisNexis, Acuity and internal tools.• Proper time management to work in fast paced environment to meet deadlines and goals.• Estimating various forecast and budget scenarios as needed based on changing business conditions.• Consolidating, analyzing and communication of division or multiple business units or LOB results. • Assisted on miscellaneous projects as required by department management and department workload• Presenting and explaining the results to management and working with confidential reports/logs.• Reviewed company's operation related to state and federal regulatory laws• Verified that company is consistently operating within its own AML guidelines.• Suggested courses of action to correct non-compliance.• Conduct targeted economic sanctions / OFAC related reviews of client accounts or other activity for evidence of possible violations.

Dallas, Tx

Conducted loan closings and guided homeowners through mortgage origination process and informed them on the loan closing and escrow status as part of legal response team. Educated homeowners on the closing process and prepared TILA and RESPA documents.Performed audit procedures to insure disaster victim’s eligibility for assistance from SBA and from FEMA. Processed title and legal documents for home and commercial loan closings as part of legal response team.Performed loan modifications on existing home and business loans.Completed the SBA Commercial Lending Training program, November 2012. Prepared a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the financial need and eligibility, identifying the strengths and prevailing risk factors and rendering a final credit decision.Read, analyzed, and interpreted loan applications and related documentation gathered during the loan underwriting process to appropriately code for HMDA reporting purposes.Reviewed loan application data and credit files on a monthly basis for accuracy in reporting consistent with the requirements of the HMDA.• Coordinated with various departments within the bank to resolve any inconsistencies in loan data and recommends changes as warranted that will ensure the efficiency and accuracy in reporting of HMDA data.• Maintained working knowledge of the requirements of the Home Mortgage Disclosure Act (HMDA) to assist in preparation and maintenance of the loan application register (LAR).• Assisted Equal Credit Compliance Officer in preparation of periodic reporting, annual HMDA submission, regulatory examinations or ad-hoc assignments as required.Reported any potential concerns about non-compliance with HMDA regulatory requirements.Ensured the HMDA LAR is accurate within thirty calendar days after the end of each calendar quarter.