Bryan Tyson Email & Phone Number

Atlanta, Ga, Us

Raleigh-Durham, North Carolina Area

Raleigh-Durham, North Carolina Area

IBM Seterus is a mortgage servicing company that services loans primarily for Fannie Mae. The company is the largest non-banking servicer for Fannie Mae in the country.; Working a daily queue of loans through the Fannie Mae Waterfall to best position the customer in a resolution that will help them retain their home. Training and answering questions for other underwriters that work in the underwriting department, or that work on the call team answering phone calls from our borrowers. Proofreading training materials for the new hire classes, and ensuring current process flows are up to date.I have always exceeded production expectations for our department since I began working in active production in September 2010.

• Performed loan underwriting for industry-leading financial services company using proprietary research tools, credit reports, and automated underwriting systems.• Worked daily queue of loans pending review or approval• Reviewed files to ensure compliance with corporate policies and procedures while consistently meeting quota of processing between six and eight loans daily.• Conducted credit analyses by verifying employment history, income, monthly housing expense, total monthly obligations and payment history.• Audited files to ensure adequate and timely communication between loan officer and borrower.• Examined internal file flow for quality assurance and suggested changes to data collection procedures for improved accuracy and reduced processing time.• Addressed borrower concerns, utilizing tact, discretion, and problem-solving skills to devise solutions acceptable to clients.• Reviewed loan closing packages to verify presence of all required data and interacted with borrowers to explain package contents.• Mentored, observed, and evaluated task completion of underwriter associates to increase loan processing accuracy and timeliness, resulting in improved job efficiency.• Met daily with supervisor, trainees, and associates to discuss workload, review cases, and collaborate.• Evaluated loan programs to determine appropriate customer fit and suggested alternate loan options when necessary.

Raleigh-Durham, North Carolina Area

• Opened and prepared loan files and verified initial disclosures are sent to the borrower. Entering updated borrower data, obtaining mortgage loan documentation as required by findings.• Used credit review, BPO review and manual LTV calculations and manual income calculations to determine debt to income ratios.• Reviewed loan applications to clarify and/or obtain additional information. • Analyze credit based on submitted customer documents. Identify all suspicious activity and forward for Suspicious Activity Report (SAR) completion. • Reviewed and calculating income, assets and liabilities.• Confirm the loan package is ready for submission to Closing and Home Mortgage Disclosure Act (HMDA) information is complete. • Identify problems and resolve deficiencies. • Improve the speed and simplicity of the process by teaming to decrease the complexity of loan processing. • Create an atmosphere of continuous improvement in order to provide for improved turn times and exceptional quality of the end product.

International Business

Finance, General