Bryan Bubnick Email & Phone Number

Remote

Managed underwriting team• Supervised, trained and motivated a team of 10 underwriting professionals.• Coached, developed and inspired Conforming, VA, and FHA underwriters to maximize their potential.• Monitored changes in regulations that affect underwriting compliance.• Exhibited expertise in all aspects of the mortgage industry including secondary market concepts and loan guidelines.• Maintained service level agreements and monitored the overall pipeline to ensure these goals were achieved.• Ensured loans are underwritten in accordance with policy standards, risk management factors and regulations.• Ensured compliance with company, secondary market investor and government agency standards.

Boise, Idaho, United States

Review and purchase correspondent lender files.

Boise, Idaho, United States

Managed underwriting and set metrics for production and quality in the Northwest Region. • Supervised, trained and motivated a team of 50 underwriting professionals with a low turnover rate.• Coached, developed and inspired Conforming, VA, FHA, USDA and Jumbo underwriters to maximize their potential.• Monitored changes in regulations that affect underwriting compliance; recommended update to policies as required.• Exhibited expertise in all aspects of the mortgage industry including secondary market concepts and loan guidelines.• Assisted Operations Managers with training branch/region employees regarding disclosures, use of company software systems and branch-specific procedures related to underwriting.• Developed service level agreements and monitored the overall pipeline to ensure these goals were achieved.• Ensured loans are underwritten in accordance with policy standards, risk management factors and regulations.• Analyzed reports to assess quantitative risk measures of loans originated and future performance expectations; identified areas of risk and opportunity to develop improvements in policy or procedures.• Prepared reports using analytical data from proprietary systems to resolve issues and verified compliance with regulations.• Ensured compliance with company, secondary market investor and government agency standards. • Worked with senior-level, regional and corporate managers to identify and refine best practices, ensure quality and peak efficiency.

Boise, Idaho, United States

Boise, Idaho, United States

Chandler, Az

Oversaw the day-to-day operations of a mortgage underwriting department that strove to provide the best services to customers while developing and implementing strategies that furthered the company’s operational and financial objectives. • Established marketing strategies, new business development policies and customer service processes to meet financial objectives.• Oversaw and maintained operating and capital budgets. • Represented Line of Business on Process Improvement Counsel, implementing ideas to drive production efficiencies.• Exercised the authority concerning performance, compensation and hiring and termination decisions.• Guided team of underwriting professionals to increase production and oversaw recruiting, marketing, new business development and the efforts of building and retaining profitable relationships.

Tempe, Arizona, United States

Directed the day-to-day operations of a mortgage underwriting region with 29 underwriting professionals across multiple sites. • Exercised authority concerning performance, improvement plans and reviews, promotions, salary recommendations and hiring and termination.• Answered in-depth questions from underwriters, operations managers, sales teams and executives to assist in the further growth of net capital.• Ensured successful audits by examining real estate appraisals of up to $5 million in many different markets with no deficiencies.• Presented issues in a persuasive manner utilizing excellent influencing and negotiation skills.• Oversaw recruiting and the efforts of building and retaining profitable relationships with home builder partners.• Demonstrated an in-depth knowledge of all matters surrounding mortgage underwriting including regulatory compliance in an ever-changing underwriting landscape, due diligence, document management, appraisals, qualifications and specialty products.• Assembled and delivered comprehensive presentations to senior management.

Chandler, Arizona, United States

Demonstrated an in-depth knowledge of all matters surrounding mortgage underwriting including regulatory compliance in an ever-changing underwriting landscape, due diligence, document management, appraisals, qualifications and specialty products.• Exhibited expertise in all aspects of the mortgage industry including secondary market concepts and loan guidelines.• Demonstrated a strong ability to foster and cultivate profitable relationships with internal and external contacts.• Presented issues in a persuasive manner utilizing excellent influencing and negotiation skills.• Developed and implemented innovative strategies and procedures that drive company profits.

Analyzed and audited appraisals, pay stubs, titles, asset statements, insurance binders, lease agreements, trusts, tax returns, legal documents and applications to ensure compliance with current company and federal guidelines; requiring meticulous and detailed proofreading skills to identify fraudulent data. Communicated with the customer all critical documentation needed to close loan. Lead team implementation of new customer service procedures so as to promote, establish, and sustain strong working relationships with internal and external customers. Effectual decision making skills with an ability to oversee, organize, and direct complex and detailed processes and projects independently. Demonstrated ability to exhibit professional and courteous customer service under extreme pressure, while responding to simultaneous deadlines. Worked with many computer programs including Microsoft Office products.