Generate over $100mm of annual net income through strategic mortgage investments and optimization, including GNMA Early Buy Outs (EBOs), MSR acquisitions (GNMA, GSE, Specialty) and whole loans. Developed and manage investment programs, including team build-out, modeling, assumption validation, operations, contract negotiation and asset management. Also drive bottom line results through process enhancements and trapped value discovery, including deposit income optimization, R&W claims recovery and loss mitigation efforts. Achieve results through disciplined approach to asset assumptions and valuations, transaction management, best execution strategies, detailed analyses, model development/validation, negotiation and counter-party relationships.

Performed market research, due diligence and financial analysis to determine feasibility of various multi-family and mixed-use projects in Southern California. Successful acquisition and rehab of SFR at the bottom of market; significant increase in after repair value (ARV). Executed feasibility study for ground-up mixed-use project in Dana Point, CA, including zoning requirements, construction costs and ROI analysis. Bid on multiple properties in Southern California for SFR and multi-family development projects.

Fixed income institutional client coverage, including banks, hedge funds, money managers, credit unions, REITs and insurance companies. Product coverage included agency CMOs, RMBS, CMBS, HY/IG Corps, CDOs, Munis and whole loans. Key player in the analysis, integration and trading of RMBS credit products. Accomplishments include over $1 million in gross commissions, RMBS platform development and new client development.

Principal buyer and broker of prime and distressed mortgage assets, including servicing rights. Performed mortgage pool analysis and negotiated deal pricing, structures, terms, reps and warrants, due diligence process, valuation methodologies and legal contracts. Accomplishments include $25 million in deal execution in a very challenging environment.

Discovered and negotiated distressed residential/commercial mortgage/servicing/real estate transactions (buy/sell); duties included financial analysis, model development, sales coverage, transaction management, trading, contract negotiation, legal review and due diligence.

Fixed income institutional client coverage, including banks, insurance companies, hedge funds, money managers, REITs and mortgage banks. Products included agency CMOs, RMBS, CMBS, whole loans, servicing rights and alternative assets. Accomplishments include over $2 million in gross commissions, unique client discovery and implementation of novel trading ideas.

Served as key team member in the development and continuation of company’s banking, structured finance, and transaction management efforts. Handled all aspects of proprietary and non-proprietary RMBS securitizations, including: institutional/REIT client coverage, REIT analysis, whole loan sourcing and optimization, asset valuation, contract negotiations, transaction management, structure analysis, due diligence review, warehouse lending, accounting, legal review, P&L analysis, operations integration, settlement and Investor Relations. Accomplishments include over $200 billion in deal execution, client development and creation of novel deal structures.