Reporting to the GM 1st Line Risk and as a key member of the BOQ 1st Line Risk Leadership team, I am responsible for leading the 1st Line Risk team that provides support to a number of divisions across the BOQ Group, namely Group Finance, Group Risk, Group People & Culture and the Office of the CEO.Responsibilities include ...• Implementation of the BOQ Group Risk Management Framework.• Reporting against BOQ risk appetite for material risk categories.• Development of capability across all of the material risks. • Implementation of BOQ Group risk and compliance frameworks in various teams across the division.• Leadership and guidance of 1st Line risk partners.• Key relationship management role with the Risk and Compliance teams (2nd Line).• Preparation of the monthly Risk Reports for various committees.• Preparation of various papers on risk profiling, risk events and other topical matters.• Responding to requests from key regulators/governing bodies (APRA, ASIC, AUSTRAC, AFCA).• Leadership and guidance on the implementation of regulatory requirements.Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other material matters (e.g. implementing operating model changes).

Reporting to the GM Risk, Retail Banking and as a key member of the Retail & Business Banking Risk Leadership team, I was responsible for leading the 1st Line Risk team that provided support to a number of teams across the BOQ Group Retail Banking division. Responsibility was mainly covering the Network and Proprietary Distribution BU; Broker and Strategic Partnerships BU; Customer Contact BU; and the Experience and Brand BU.Responsibilities included ...• Implementation of the BOQ Group Risk Management Framework.• Reporting against BOQ risk appetite for material risk categories.• Development of capability across all of the material risks. • Implementation of BOQ Group risk and compliance frameworks in various teams across the division.• Leadership and guidance of 1st Line retail risk partners.• Key relationship management role with the Risk and Compliance teams (2nd Line).• Preparation of the monthly Risk Reports for various committees.• Preparation of various papers on risk profiling, risk events and other topical matters.• Responding to requests from key regulators/governing bodies (APRA, ASIC, AUSTRAC, AFCA).• Leadership and guidance on the implementation of regulatory requirements.Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other material matters (e.g. implementing operating model changes).

Reporting to the CRO (1st Line), Retail & Business Banking and as a key member of the Retail & Business Banking Risk Leadership team, I was responsible for leading the 1st Line Risk team that provides support to a number of teams across the BOQ Group Retail & Business Banking divisions. Responsibility is mainly covering the Agri, Diversified and Specialised Lending business unit, and the Financial Markets and Trade Finance business unit.Responsibilities included ...• Implementation of the BOQ Group Risk Management Framework.• Reporting against BOQ risk appetite for material risk categories.• Development of capability across all of the material risks. • Implementation of BOQ Group risk and compliance frameworks in various teams across the division.• Leadership and guidance of 1st Line business risk partners.• Key relationship management role with the Risk and Compliance teams (2nd Line).• Preparation of the monthly Risk Reports for various committees.• Preparation of various papers on risk profiling, risk events and other topical matters.• Responding to requests from key regulators/governing bodies (APRA, ASIC, AUSTRAC, AFCA).• Leadership and guidance on the implementation of regulatory requirements.Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other material matters (e.g. implementing operating model changes).

Reporting to the CRO Retail Banking and as a key member of the Retail Banking Risk Leadership team, I was responsible for leading the 1st Line Risk and Compliance team that provided support to a number of teams across the BOQ Group Retail Banking division. Responsibility was mainly covering the ME Bank brand, and some aspects of the BOQ and Virgin Money Australia brands. Responsibilities included ...• Implementation of the BOQ Group Risk Management Framework.• Reporting against BOQ Retail Banking risk appetite for material risk categories.• Development of capability across all of the material risks. • Implementation of BOQ Group risk and compliance frameworks in various teams across the division.• Risk oversight of the BOQ Group mortgage brokers.• Leadership and guidance of 1st Line business risk partners.• Key relationship management role with the Risk and Compliance teams (2nd Line).• Preparation of the monthly Risk & Compliance Reports for various Retail Banking committees.• Preparation of various papers on risk profiling, risk events and other topical matters.• Responding to requests from key regulators/governing bodies (APRA, ASIC, AUSTRAC, AFCA).• Leadership and guidance on the implementation of regulatory requirements.Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other unforeseen material matters (e.g. ongoing response to COVID-19; integration of ME into the BOQ Group following the acquisition of ME; implementing operating model changes).

Reporting to the Group Executive Customer Banking and as a key member of the Customer Banking Leadership team, I was responsible for leading the 1st Line Risk and Compliance Customer Banking team that provided support to the ME division.Responsibilities included ...• Implementation of the ME Risk Management Framework.• Reporting against risk appetite for material risk categories.• Development of capability across all of the material risks. • Implementation of risk and compliance frameworks in the division.• Risk oversight of the mortgage brokers and mortgage aggregators.• Leadership and guidance of 1st Line business risk partners.• Key relationship management role with the Risk and Compliance teams (2nd Line).• Preparation of the monthly Risk & Compliance Reports for the Executive.• Preparation of various Board/Executive papers on risk profiling, risk events and other topical matters.• Responding to requests from key regulators/governing bodies (APRA, ASIC, AFCA).• Leadership and guidance on the implementation of regulatory requirements (e.g. ASIC RG 274).Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other unforeseen material matters (e.g. response to COVID-19; due diligence on the sale of ME).

Reporting to the CRO and as a key member of the Risk, Governance & Legal team, I was responsible for a range of risk services provided across MLC Life Insurance.Responsibilities included ...• Development, implementation and maintenance of the MLC Life Insurance Risk Management Framework – including the Risk Management Strategy; Risk Management Accountability Model; Risk Appetite; Risk Frameworks and Policies.• Definition and measurement of risk appetite for material risk categories.• Development of capability across all of the material risks. • Rolling out frameworks to the relevant Business Units, via embedded business risk partners. • Provide support and guidance to embedded business risk partners.• Key relationship management role with the business (first-line).• Preparation of the monthly CRO Report for the Board/Executive.• Preparation of various Board/Executive papers on risk culture, cyber risk and other topical matters.• Preparation of various Board/Executive papers on the risk management framework.• Managing the relationship with key regulators/governing bodies (APRA, ASIC, LCCC). • Subject matter expertise input into the Breach Review Committee.• Directing and providing oversight of regulatory responses and investigations.• Risk oversight of the Sanagi Program (major systems development and implementation).• Allocating resources from Compliance into the relevant Business Units as required.• Targeted assurance reviews.• Support leaders to operate within a defined risk appetite.• Role of AML/CTF Compliance Officer (during certain periods).Broader responsibilities: providing direction, advice and guidance on issues relating to event remediation; regulator expectations; culture; and other unforeseen challenging matters.

Reporting to the CRO and as a key member of the NAB Wealth Risk team, I was responsible for the second line of defence risk management activities (risk appetite; risk oversight; risk insight) of the NAB Wealth Operations Division and the legal entity, National Wealth Management Services Limited. This entity was the administrator for various superannuation and investment funds.

As a key member of the Enterprise Performance Alignment Working Group, I was responsible for ensuring the Performance Alignment framework was successfully implemented across Group Risk on behalf of the Group Chief Risk Officer.

As a key member of the Enterprise Risk Team, I was responsible for leading the team managing the broad spectrum of risk reporting. In addition, as one of the larger teams within Enterprise Risk, the role was responsible for assisting in the management of the overall Enterprise Risk function.

As a key member of the Group Credit Metrics Team, I was responsible for understanding and reporting the Group’s asset quality and loan loss provisioning information to key internal and external stakeholders and for management of the monthly production of various credit calculations.

As a key member of the Group Credit Portfolio & Models Leadership Team, I was responsible for owning, developing and monitoring the AIFRS Loan Loss Provisioning model ensuring it provided an accurate assessment of portfolio credit risk.

As a key member of the Office of the Group Chief Risk Officer function created in April 2006, I was responsible for all matters relating to governance within the Risk function.

Reporting to the Group Financial Controller, I provided guidance and leadership to the Divisional Financial Governance/Financial Control teams, the Global Finance Leadership Team, the Chief Financial Officer and Principal Board Audit Committee in areas of financial governance.